About Montecito Bank & Trust

Our vision is to make the communities we serve better places to live and work.

What We're About

Montecito Bank & Trust is dedicated to making the communities we serve better places to live and work. Our associates work hard each and every day to fulfill this mission by offering financial solutions to our customers, delivered with the highest quality of service. We believe in the importance of investing in our communities in various ways – from the loans we make to individuals, families and businesses of all sizes to our ongoing volunteerism, financial outreach programs, and nonprofit support. As a result of this unwavering commitment throughout the years, we have become the largest and oldest locally-owned community bank in the areas we serve.

We're also about innovation, technology, and convenience. We continually invest in ways to make your banking and financial management easier. We believe you shouldn't have to choose between a personal relationship with your bank and cutting-edge banking technology.

We believe that all banking should be personal. After all, the financial services you’re offered – and the choices you make – affect your daily life, your family, your livelihood and, of course, your future. That's why every associate at Montecito Bank & Trust is personally committed to earning your trust and developing a long-term relationship with you.

Our History

Our distinctly different approach to banking has been in our DNA since the very beginning. A group of local business leaders founded the Bank of Montecito in 1975 with the belief that a local bank should provide both the highest level of personalized financial services and continually re-invest in the communities we serve.

We were locally owned and managed then, and we still are today: the Bank of Montecito is now Montecito Bank & Trust, a ten branch community bank serving personal and business financial needs in Santa Barbara and Ventura Counties, with a wide range of commercial lending capabilities and a highly respected Wealth Management division.

We were committed to community then, and we still are today. Through programs like Community Dividends® and Anniversary GrantsSM and the volunteer efforts of our associates, we continue to support the communities that support our success. It's all part of a long-standing, deeply held pledge to provide personal service in every sense of the word.

Montecito Bank & Trust by the numbers

A few facts about MB&T:

  • Opened March 17, 1975
  • Over 200 Bank Associates
  • 10 branch locations serving local communities within Santa Barbara and Ventura Counties

Download our most recent Consolidated Statement of Financial Condition.