Dedicated. Local. Real. Our enthusiastic team of Relationship Managers are passionate about the businesses in the communities we serve, across Santa Barbara and Ventura counties. Because we are actively involved in our communities, we have the local expertise to craft unique financial solutions for your business and personal needs, while also providing networking opportunities and access to events and educational seminars. From deposits and online banking to cash management and lines of credit and loans, Montecito Bank & Trust’s Business Banking team partners with clients by packaging our knowledge and responsiveness with the solutions you need, to help realize your company’s potential.