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Even after the branches have closed, we have you covered with our Night Depository (Night Drop) service. With Montecito Bank & Trust's Night Drop, you don't need to worry about holding funds overnight or over the weekend.

How does Night Drop work?

We provide you a security bag so that you can securely deposit funds in the bank's depository vault instead of holding the funds overnight or over the weekend. All transactions are posted the next business day.

All 10 branch locations have a Night Depository for making business cash, coin or check deposits after branch hours of operation. Pricing is available upon request.