Business CDs

Certificates of Deposit (CDs) are safe and proven ways to help your money grow long term. Our CDs offer you risk-free flexibility, as your cash reserves earn a steady rate of return.

  • Certificates of Deposit

    Guaranteed interest rate independent of market fluctuations.

  • You Choose CD®

    Greater control and improved earning potential throughout your term.

  • Access CD

    More flexibile than a traditional CD.


Looking to expand? Need new equipment? Want to improve cash flow?

A Business Maximizer Loan or Line of Credit from Montecito Bank & Trust could be your answer!