Business Maximizer® Express Line of Credit

Ideal for growing businesses in need of working capital, inventory or equipment financing, or just a little help to smooth out bumpy cash flow.

1. Montecito Bank & Trust does not charge for the Mobile Banking service; however, your wireless provider may charge for Internet access and text messages. Please check with your wireless provider. 2. Cash Management features including Wire Transfers, ACH Services, Remote Deposit Capture and Positive Pay available for additional fees.

Business Maximizer® Loan Application Package Requirements

$10,000 - $125,000
  • Completed Credit Application
  • For additional guarantors, complete Personal Information section of the Credit Application for each Co-Applicant, Owner, Shareholder, Partner with 20% or more ownership, and each Guarantor
Form 4506-T signed and dated for the entity and each Guarantor

Additional documents, including evidence of liquidity, financials, and/or tax returns may be required.