From management and reporting to collections and payments, our full-service suite of cash management solutions lets you efficiently control your incoming and outgoing cash flows through an extensive range of electronic and paper-based services.

Lockbox Services  Merchant Services  Remote Deposit Capture  Night Depository


Montecito Bank & Trust's Merchant Services solutions

Merchant Services

Grow your business by accepting your customers' credit and debit cards. One of our specialists will help you decide which products and services fit your needs and provide competitive monthly pricing that's easy to understand.

  • Credit and debit card acceptance
  • Point-of-sale support
  • 24/7 technical support
  • Free supplies
  • Check guarantee
  • Secure internet commerce solutions
  • Equipment replacement service

Ready to Get Started?

To find out more, call us at (805) 963-7511, or just stop by one of our convenient branch locations.