COVID-19 Resources

MB&T Emergency Relief Assistance

Montecito Bank & Trust is currently offering a number of loan options for our individual, business and nonprofit clients who are being negatively impacted as a result of COVID-19. These are separate from the Paycheck Protection Program (PPP) for which we are no longer accepting applications.

  • For loan questions, please submit an inquiry here or call our dedicated COVID-19 Relief Center at 1-833-MBT-4SBA or 1-833-628-4722, Monday-Friday 9am-2pm PST.

  • Ready to apply for an MB&T Emergency Relief product? Please complete this Emergency Relief Assistance Form. It is important to complete this form so that we can provide the appropriate information and deliver your request quickly and directly to the best person to assist you. A bank representative will respond to your request within 48 business hours.

Product Adjustments

Because the COVID-19 pandemic has changed many of our daily routines, including financial activities, we are happy to offer the following temporary adjustments to our products until further notice.

  • Foreign ATM Fees ‐ fees for use of non-MB&T ATMs by MB&T clients with a MB&T debit card will be waived. Note, you may still be charged a fee by the ATM owning company or financial institution. Effective July 6th, 2020 these fees will no longer be waived and normal charges will resume.

  • Cashback Checking Transaction Requirements ‐ eliminating the 15 debit card transaction requirement to waive the monthly maintenance fee, however you must still be enrolled in e-statements OR be between the ages of 14-19 years old, in order to waive the monthly maintenance fee entirely.

  • Savings and Money Market accounts ‐ waiving excess transaction fees.

Other Services Available to Businesses & Individuals

Small Business Administration (SBA) is offering two additional programs. Please call our COVID-19 Loan Relief Center at 1-833-MBT-4SBA or 1-833-628-4722, Monday-Friday 9am-2pm PST; if you have questions or need assistance.

  • Economic Injury Disaster Loan Program: Provides working capital loans of up to $2 million to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19).

  • Loan Advance Program: Provides economic relief to businesses that are currently experiencing a temporary loss of revenue with loans of up to $10,000. Funds will be made available within three days of a successful application.

Santa Barbara County Economic Recovery

Santa Barbara County Workforce Development Board

Ventura County Economic Development Association

Economic Development Collaborative

Individual Organization Activity & Assistance

COVID-19 Joint Response Effort for Santa Barbara County ‐ Community Disaster Relief Fund
The Santa Barbara Foundation, United Way of Santa Barbara County, and Hutton Parker Foundation are leading a countywide collaborative with members of the Foundation Roundtable to provide assistance to individuals and families as well as organizations actively engaged in assistance efforts for members of the community affected by the COVID-19 pandemic. Link above includes donation options, recipient eligibility and application.

Ventura County Community Foundation
The Ventura County Community Foundation has launched the Ventura County Rapid Response Fund and 805UNDOCUFund to provide assistance to individuals and families as well as organizations actively engaged in assistance efforts for members of the community affected by the COVID-19 pandemic. Link above includes program information and donation options

Santa Ynez Valley Foundation Coronavirus Relief Fund

Carpinteria 93013 Fund

Foodbank of Santa Barbara County

Food Share Ventura County

93108 Fund

Local COVID-19 Updates