MasterMoney Chip Debit Cards

EMV Debit Card

Chip enabled debit cards for your personal or business checking accounts provide extra peace of mind when making point-of-sale transactions. Chip technology adds another layer of security when used at chip-enabled card readers by producing a unique code, making it extremely difficult to produce counterfeit cards.

Watch this short video to learn more about chip cards and how to use them when making purchases.


Click on the FAQ tab for more information. If you can’t find the answer to your questions, please call us at (805) 963-7511.

With a MasterCard® MasterMoney Debit Card you'll enjoy:

  • The convenience of paying for purchases directly from your checking account.
  • A detailed monthly statement for tracking purchases and easy account reconciliation.
  • And best of all zero worries if your card is lost or stolen – with MasterCard's Zero liability protection you'll experience the peace of mind that comes with knowing you won't be held responsible for unauthorized purchases.

The Montecito Bank & Trust MasterCard MasterMoney Debit Card is extremely versatile, simple to use and accepted at millions of locations worldwide – no payment card is more widely accepted globally than MasterCard.

Ready to Get Started?

To apply for your Business MasterMoney Debit Card, call us at (805) 963-7511, or just stop by one of our convenient branch locations.