Ready to Get Started?

To open your eChecking, Access Checking or Private Access Checking account and get your Debit Card, call us at (805) 963-7511, or just stop by one of our convenient branch locations.

We also offer cashiers checks, automatic transfers, and wire transfers through all of our branch locations.


* For eChecking, Access and Private Access Checking accounts only. Montecito Bank & Trust does not charge fees for use of any ATM within the United States, Guam, and Puerto Rico. In addition, we reimburse you for most ATM and POS fees charged by third-parties, such as other banking institution service providers. See Deposit Account Terms and Disclosures for additional information.