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Home Equity Line Of Credit Application

Step 1:

Your Information

Step 2:

Location

Step 3:

Disclosures

Step 4:

Submit Application

Step 1: Appointment Reason

Your Information

You’re on your way to the potential financing you’re looking for. Please follow the below steps to complete your online application.


Once you complete and submit your application, your co-applicant will receive an email message from Montecito Bank & Trust via DocuSign allowing them to begin the document signing process.

  • Co-Applicant First Name, Last Name and Email Address are required

Questions? Just call us at 805.963.7511 (M-F 7am - 6pm) or email [email protected]

Please ignore these two fields

Step 1:

Your Information

Step 2:

Location

Step 3:

Disclosures

Step 4:

Submit Application

Step 2: Location

Select Preferred Branch


Downtown Santa Barbara

1000 State Street
Santa Barbara, CA 93101 Mon-Fri – 9am-6pm Walk-Up:
Mon-Fri – 8am-9am
View map

Montecito Branch

1106-A Coast Village Rd.
Montecito, CA 93108 Mon-Fri – 9am-6pm Drive-Up:
Mon-Fri – 8am-6pm
View map

Goleta Branch

5658 Calle Real
Goleta, CA 93117 Mon-Fri – 9am-6pm Drive-Up:
Mon-Fri – 8am-6pm
View map

La Cumbre Branch

3802 State Street
Santa Barbara, CA 93105 Mon-Fri – 9am-6pm Walk-Up:
Mon-Fri – 8am-9am
View map

Hollister Branch

6900 Hollister Avenue
Goleta, CA 93117 Mon-Fri – 9am-6pm Drive-Up:
Mon-Fri – 8am-6pm
View map

Carpinteria Branch

1023 Casitas Pass Rd.
Carpinteria, CA 93013 Mon-Fri – 9am-6pm Walk-Up:
Mon-Fri – 8am-9am
View map

Solvang Branch

591 Alamo Pintado Rd.
Solvang, CA 93463 Mon-Fri – 9am-6pm Walk-Up:
Mon-Fri – 8am-9am
View map

Westlake Village Branch

968 S. Westlake Blvd. Suite 10
Westlake Village, CA 91361 Mon-Fri – 9am-6pm
View map

Ventura Branch

4730 Telephone Rd.
Ventura, CA 93003 Mon-Fri – 9am-6pm
View map

Camarillo Branch

770 Paseo Camarillo Suite 120
Camarillo, CA 93010 Mon-Fri – 9am-5pm
View map

Mesa - Temporary Branch

1933 Cliff Dr. Suite 28
Santa Barbara, CA 93109 Mon-Thurs - 9am-3:30pm
View map

Questions? Just call us at 805.963.7511 (M-F 7am - 6pm) or email [email protected]

Step 1:

Your Information

Step 2:

Location

Step 3:

Disclosures

Step 4:

Submit Application

Step 3: Disclosures

HEAL Application Disclosure

Please review the below document to familiarize yourself with home equity line of credit financing. Upon doing so, please click Accept & Continue to advance through the process.


These documents require Adobe Acrobat Reader. If you are unable to view these documents please download and install the free Adobe Reader from the following website: get.adobe.com/reader/.

Questions? Just call us at 805.963.7511 (M-F 7am - 6pm) or email [email protected]

Step 1:

Your Information

Step 2:

Location

Step 3:

Disclosures

Step 4:

Submit Application

Step 4: Submit Application

How would you like to submit your application?

Submit in Person

Step 1:

Your Information

Step 2:

Location

Step 3:

Disclosures

Step 4:

Submit Application

Step 4: Submit Application

There are three steps to submit in person:

  • Step 1Download application package

    Step 1. Download application package

    Click here to download a pdf of the application package (please save the file to your computer)

  • Step 2Complete and print application

    Step 2. Complete and print application

     

  • Step 3Schedule Appointment

    Step 3. Schedule an appointment

    Call us at 805.963.7511 (M-F 7am - 6pm) or email [email protected]

    Request Appointment Online

I changed my mind. I'd rather:

Step 1:

Your Information

Step 2:

Location

Step 3:

Disclosures

Step 4:

Submit Application

Step 4: Submit Application

Thank you for requesting a Home Equity Access Line Application!

Please wait until your request has been processed. This may take a few seconds.

I changed my mind. I'd rather:

Step 1:

Your Information

Step 2:

Location

Step 3:

Disclosures

Step 4:

Submit Application

Step 4: Submit Application

Thank you for requesting a Home Equity Access Line Application!

Follow the steps below to proceed to your document. You have 30 days after you access your document to complete and submit it, with two-hour work sessions each time you access the document. If you have any questions, or if you are unable to access your document, please give us a call at (805) 963-7511 (M-F 7am-6pm) or email our consumer lending team.

  • Step 1Click the link in the email

    Step 1. Click the link in the email

    Check your email for a message from Montecito Bank & Trust via DocuSign, to begin the document signing process.

  • Step 2Verify your identity

    Step 2. Verify your identity

    Answer a few quick questions to verify your identity before you access your document.

  • Step 3Follow the DocuSign tabs

    Step 3. Follow the DocuSign tabs

    Tabs and simple instructions guide you through the signing process, even adopting an electronic signature. Your electronic signatures are secure and legally binding.

  • Step 4Make note of your session duration

    Step 4. Make note of your session duration

    Please make note of your session duration. You have 30 days to sign and complete the form, with two-hour work sessions each time you access the document. If you find yourself nearing the two-hour time limit, go to 'Other Actions' at the top right of your screen and select 'Finish Later' to save your Business Maximizer Line of Credit or Loan. To resume the process, return to your original email and click 'Review Document.' Your previous data entries will appear when you open your saved document, but each time you access the document, all DocuSign signature lines and initials will need to be re-created.

  • Step 5Click “Finish” to submit

    Step 5. Click “Finish” to submit

    Once you click "Finish", your document will be submitted. If you are completing this statement jointly, your spouse or registered domestic partner will receive this document for signature once you've clicked "Finish".

  • Step 6Done!

    Step 6. Done!