Montecito Bank & Trust's NMLSR #472185

The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) requires us to provide you with the names of our Mortgage Loan Originators and their unique identifiers.

All licensing and registration information is maintained by the Nationwide Mortgage Licensing System and Registry which can be found at:


Mortgage Loan OriginatorTitleUnique Identifier
Alan Acosta Enterprise Sales Advisor 1283722
Sharon Acosta Personal Banker 1263785
Ana (Karen) Garcia De Arreola Personal Banker 1384109
Mario Alberto Baraona Senior Personal Banker 419057
Stephanie Becerra Branch Manager 1136476
Marni Brook Director of Commerical Banking 780981
Cynthia Carrillo Personal Banker 1136481
Melanie Cleveland Personal Banker 1263784
Mayra L. Cummings Mortgage Loan Originator 248849
Enrique DeArcos Senior Residential Mortgage Underwriter 247762
Brian Donovan Regional Commercial Banking Manager 611984
Daniel Escobar Personal Banker 1468384
Charles Faulding Senior Portfolio Manager 1136497
Clyde Freeman III SVP - Manager of Construction & Community Development Lending 770875
Manuela Geiger-Kolbitsch Portfolio Manager 1433443
Bijan Ghaemmaghami Senior Personal Banker 1544392
Nathan Glyer Enterprise Sales Advisor 1136471
Christine Marie Gonzales Mortgage Originator 996017
Garett Ray Guenot Branch Manager 1263666
Jill Louise Haney Branch Manager 1038272
Bonnie Holdren Branch Manager 1136477
Madisenn Jennings Branch Manager 1285639
Evgeniya Kataria Portfolio Manager 1433444
Reyna Kaufman Personal Banker 1505319
Melissa Kelley-Cook Small Business & Consumer Loan Manager 770873
Paul Kovacevich Senior Portfolio Administrator 770872
Jeff Lombardi Enterprise Sales Advisor 1136473
Breanne Lowry Personal Banker 1136484
Elizabeth Mannion Consumer Lender 770876
Davin Mantell-Hecathorn SVP - Senior Commercial Banking Oficer 1136493
Ambia McLaughlin AVP - Commercial Banking Officer 770874
Leonardo Montebello Personal Banker 1427086
Mona Nawwas Personal Banker 1484541
David Pebley Loan Collections Specialist 997634
Veronica Porter Senior Personal Banker 1136492
Javier Quezada Branch Manager 780979
Ali Sadreameli Branch Manager 429528
Angela Sanchez Branch Manager 836427
Sal Sandoval Enterprise Sales Advisor 780980
Benjamin Scott Regional Commercial Banking Manager 1136494
Omar Sevilla Personal Banker 1505573
Eugene “Gene” Stockwell Senior Commercial Real Estate Lender 1327625
Lisa Tait Mortgage Loan Administrator 978698
Carol Taylor Residential Mortgage Manager 1216785
Lora Ann Taylor Branch Manager 1039637
Maria Torres Personal Banker 1136488
Monica Trouve-Sapp Senior Commercial Banking Officer 780982
Viara Vachovska Portfolio Manager 770877
Mario Vega Jr.  Personal Banker 622771
Tamara Yates Senior Consumer Lender 770871

 Need more information? We welcome the opportunity to speak with you in person, so don't hesitate to call us at (805) 963-7511, or just stop by one of our convenient branch locations