Residential Mortgage


Your new home is just a mortgage away.

Whether you want more space for friends and family, or a backyard for your kids to play in, our local team of knowledgeable mortgage lenders is ready to help you make the move into a new home. See how our variety of financing options and terms to fit your budget can help make it happen.

  • Loans up to $5,000,000
  • Owner Occupied and Investment Properties
  • Purchases, Refinances, Refinances with Cash Out
  • Fixed-rate and Adjustable-Rate Mortgages
  • Financing on owner occupied properties, second homes and investment properties to 4 units
  • Single family homes, PUDs, condos, hobby farms, manufactured homes

Questions? Call Christine Gonzales at (805) 979-4478 or Mayra Cummings at (805) 979-4479

Montecito Bank & Trust, NMLS ID#472185

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