CDARS® (Certificate of Deposit Account Registry Service)

Prefer to manage multiple CDs through a single point of contact? A CDARS* from Montecito Bank & Trust may be your answer. This advanced financial solution enables you combine the security of access to FDIC insurance above $250,000 with the convenience of working directly with just one financial institution. We’ll provide you with a single consolidated statement and protect all of your account information to ensure your privacy.

* CDARS® and Certificate of Deposit Account Registry Service® are service marks of Promotory Interfinancial Network, LLC.

Our Financial Planning Services

In addition to our Savings, CD and IRA account options, we also can provide you with professional financial planning teams to manage your larger financial and long term needs.