Whatever gets you moving, we have a loan to get you started.

Whether you're looking for a truck for work, a minivan for the family, a sport car for yourself or maybe a shiny new boat, RV or even a plane is in your future – with a pre-approved Montecito Bank & Trust vehicle loan, you'll have more leverage when it comes time to negotiate a sweet deal.

BenefitsFast approval upon completed application, financing based on value of vehicle and application qualification, automatic payments gives you a .25% rate discount. Credit approval is required.
Access to fundsMinimum loan amount is $5,000. Approved loan amount is fully dispersed at loan closing.
MaturityFlexible terms available.
PaymentsFixed monthly payments of principal and interest helping you stay within your budget. Pay additional principal at any time which can shorten the life of your loan, but will not change your monthly payment amounts.
Annual Percentage Rate (APR)Fixed APR, based upon credit review and type of vehicle
FeesFees Apply


Ready to Get Started?