Wealth MaximizerSM Line of Credit

Unlock the power of your investment account

A Personal Line of Credit from Montecito Bank & Trust is a flexible and convenient way to harness the power of your good credit.

BenefitsTake advantage of opportunities using the assets in your Montecito Bank & Trust investment account as collateral. Credit approval is required.
Access to fundsLine amounts from $350,000 to $5,000,000. Maximum advances up to 70% of eligible assets. And a number of ways to transfer your funds into your Montecito Bank & Trust checking account, accessing your funds is simple and easy.
Maturity5 year term.
PaymentsInterest only monthly payments, make principal payments at any time. All principal is due upon maturity.
Annual Percentage Rate (APR)Variable rate based on credit review.
FeesFees Apply


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