Unlock the power of your investment account
A Personal Line of Credit from Montecito Bank & Trust is a flexible and convenient way to harness the power of your good credit.
|Benefits||Take advantage of opportunities using the assets in your Montecito Bank & Trust investment account as collateral. Credit approval is required.|
|Access to funds||Line amounts from $350,000 to $5,000,000. Maximum advances up to 70% of eligible assets. And a number of ways to transfer your funds into your Montecito Bank & Trust checking account, accessing your funds is simple and easy.|
|Maturity||5 year term.|
|Payments||Interest only monthly payments, make principal payments at any time. All principal is due upon maturity.|
|Annual Percentage Rate (APR)||Variable rate based on credit review.|
Ready to Get Started?