Banking for Individuals & Families
Friendly helpful people – Montecito Bank & Trust is our people. Everyday our associates deliver exceptional service to each of our clients. Always going the extra mile. Always with a smile.
We'll help you switch – When you're ready to experience the truly unique level of customer service only a community bank can offer, we'll work with you every step of the way to make what can seem like a hassle a smooth transition to your next and last bank, Montecito Bank & Trust.
Peace of mind – Well capitalized, well run and FDIC insured. Consistently rated as a Premier performing bank by Findley, an independent national rating service of financial institutions, as a client of Montecito Bank & Trust you'll have the peace of mind knowing that your money is safe at a locally owned community bank.
Convenience – With 24/7 online banking and free ATM* access anywhere in the world, you can get cash and manage your money from anywhere at anytime.
A familiar face – One of the things our clients like most is knowing the team of committed financial experts that support their financial life, day in and day out. We know our clients by name because they are our friends, our neighbors, sometimes even our family. A familiar face is something you can always count on at Montecito Bank & Trust.
* For eChecking, Access and Private Access Checking accounts only. Montecito Bank & Trust does not charge fees for use of any ATM within the United States, Guam, and Puerto Rico. In addition, we reimburse you for most ATM and POS fees charged by third-parties, such as other banking institution service providers. See our Deposit Account Terms and Disclosures for additional information.