Welcome to our suite of Signature Services

As part of our commitment to providing you with premier banking services and personalized attention, as a Montecito Bank & Trust Wealth Management client you also have access our Signature Services suite.


With IntraFi Network Deposits, you can access multi-million-dollar FDIC insurance and earn interest, all through a single bank relationship.

Private Access Checking

Available only to Wealth Management clients, this offers higher interest on higher balances and a full suite of complimentary in-branch services.

Wealth Maximizer Line of Credit

Take advantage of the next big opportunity or must-have purchase with a high-limit line of credit using your Wealth Management assets as collateral.

Certificates of Deposit

Certainty, security, control and a variety of terms to fit your needs.

Safe Deposit Box

Available at one of our eight secure branch locations, free of charge for Wealth Management clients, these are ideal for protecting your most valuable documents and belongings.

Notary Services

Wealth Management clients are entitled to free notary services for your loan papers, affidavits, powers of attorneys and other important documents.