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Signature Banking Services

Wealth Maximizer Line of Credit

Take advantage of the next opportunity by unlocking the power of the assets in your Montecito Bank & Trust Wealth Management account.

Benefits Put your investments to work by using the assets in your MB&T investment account as collateral. Credit approval is required.
Access to Funds Access your line by transferring funds to your MB&T checking account through Online Banking or request funds in branch.
Maturity 5-year term
Payments Monthly interest-only payments. Pay down principal any time. All principal is due at maturity.
Annual Percentage Rate (APR) Variable rate based on Prime