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Casa Dorinda Branch Update - The Casa Dorinda branch will be closed October 7th, 8th, 13th, and 14th. We apologize for the inconvenience.

Casa Dorinda Branch Update - The Casa Dorinda branch will be closed October 7th, 8th, 13th, and 14th. We apologize for the inconvenience. Learn More

Indigenous Peoples’ Day / Columbus Day - Our offices will be closed October 12th in observance of Indigenous Peoples' Day.

Indigenous Peoples’ Day / Columbus Day - Our offices will be closed October 12th in observance of Indigenous Peoples' Day.

Signature Banking Services

Wealth Maximizer Line of Credit

Take advantage of the next opportunity by unlocking the power of the assets in your Montecito Bank & Trust Wealth Management account.

Benefits Put your investments to work by using the assets in your MB&T investment account as collateral. Credit approval is required.
Access to Funds Access your line by transferring funds to your MB&T checking account through Online Banking or request funds in branch.
Maturity 5-year term
Payments Monthly interest-only payments. Pay down principal any time. All principal is due at maturity.
Annual Percentage Rate (APR) Variable rate based on Prime