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Personal Lending

Wealth Maximizer Line of Credit

Turn your MB&T Wealth Management account into new opportunities.

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Put the assets in your Wealth Management account to work. Our Wealth Maximizer Line of Credit is a convenient way to give yourself some added financial flexibility.

The Details

Benefits Take advantage of opportunities using the assets in your Montecito Bank & Trust Wealth Management account as collateral. Credit approval is required.
Access to Funds There are multiple ways to transfer funds into your Montecito Bank & Trust checking account, easily.
Maturity 5-year term
Payments Interest-only monthly payments, and principal payments can be made at any time. All principal is due upon maturity.
Annual Percentage Rate (APR) Variable rate based on credit review.