Personal Wealth Maximizer Line of Credit | Montecito Bank & Trust

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Montecito Branch closed early on May 29th - The Montecito Branch will close early on Thursday, May 29th at 3:00pm. We apologize for the inconvenience.

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Memorial Day - Our offices will be closed May 26th in observance of Memorial Day.

Put the assets in your Wealth Management account to work. Our Wealth Maximizer Line of Credit is a convenient way to give yourself some added financial flexibility.

The Details

Benefits	Take advantage of opportunities using the assets in your Montecito Bank & Trust Wealth Management account as collateral. Credit approval is required.
Access to Funds	There are multiple ways to transfer funds into your Montecito Bank & Trust checking account, easily.
Maturity	5-year term
Payments	Interest-only monthly payments, and principal payments can be made at any time. All principal is due upon maturity.
Annual Percentage Rate (APR)	Variable rate based on credit review.

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