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Business

Business Checking

Powerful tools. Multiple options. Big or small, we have an account to fit your business needs.

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Checking Accounts

We know every business is different, and needs change over time. From sole proprietors to more complex corporations and everything in between, our business banking products are a simple way to manage your unique needs.

Basic Business Checking

Ideal for new or small businesses with basic checking needs.

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Business Interest Checking

Designed for businesses who want to put their business checking balances to work earning interest.

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Business Analysis Checking

Built for established businesses with large transaction volume, complex cash management needs and large balances.

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Business Sweep Account

Combine the power of Analysis Checking with the earnings potential of a money market account.

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Basic Business Checking Business Interest Checking Business Analysis Checking Business Sweep Checking
Account Type
Description Ideal for sole proprietors and businesses with basic checking needs Designed for all businesses looking to earn a competitive rate of interest A high volume account for established businesses with large average daily balances This account combines the power of Analysis Checking with the earnings potential of a money market account
Monthly Maintenance Fee $8 $18 $20 $18
How to Avoid Monthly Maintenance Fee Enroll in eStatements $8 credit: enroll in eStatements

$10 credit: Maintain a $10,000 average balance

Balances in this account earn an Earnings Credit which may offset this and other fees Balances in this account earn an Earnings Credit which may offset this and other fees
Minimum Opening Deposit $50 $50 $50 $50
Number of Free Processed Transaction Items1 Up to 150 Free Processed Transaction Items Up to 250 Free Processed Transaction Items Balances in this account earn an Earnings Credit which may offset this and other fees, including Cash Management fees Balances in this account earn an Earnings Credit which may offset this and other fees, including Cash Management fees
Additional Item Fee $0.40 $0.40 $0.40
Cash Management Features2
Interest Earning
ZBA Eligibility
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  1. Items include: deposits and deposited items (excluding CheckCapture items which are billed separately), withdrawals (ATM and in person), transfers (in-person, online, automatic and telephone), manual loan payments, paid items (checks and debits), ACH debits, and POS transactions (one-time and recurring).
  2. Cash Management features including Wire Transfers, ACH Services, Remote Deposit Capture, and Positive Pay available for additional fees.

Available Benefits and Services

Online & Mobile Banking

MB&T Business Online & Mobile Banking is powerful, secure, and user-friendly, giving you the control to check balances, transfer funds, make deposits, and pay bills from anywhere you're connected.

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Cash Management Services

From electronic transfers to enhanced account monitoring, we've got powerful tools for your business banking toolbox.
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Payroll & Merchant Services

Our local payroll, merchant services, and cash vault partners share our commitment to providing exceptional customer service. Together, we prioritize the success of our business clients by delivering personalized solutions and reliable expertise.

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Ready to grow your business?

Whether you're looking to purchase equipment, improve your cash flow, or something in between a BizMaxSM Loan or Line of Credit may be the solution you're looking for.

Apply online and get a decision in minutes.

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Have any questions?

We're here to help.

Schedule an appointment ATM & branch locations Call us at (805) 963-7511

Additional Services

Ready to explore? Here are some more great options we think you'll love.

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Business Lending

Does your business need a boost? We have loans and lines of credit that can get you where you need to be.

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Nonprofit Banking

Our nonprofit banking solutions are designed to help local nonprofits grow and thrive.

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Business Credit Cards

Multiple cards - one easy to manage account. Earn cash back on every purchase!

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