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Personal Savings & Money Market

Put your money to work with an account that earns interest.

Savings & Money Market Accounts

With our large selection of savings and money market accounts, you can plan for the future with confidence. Plus, they all come with FDIC insurance for added peace of mind.

Personal Savings

Earn interest with this basic savings account.

MB&T Money Builder
Money Market

Effortlessly build savings with monthly automatic transfers.

Montecito Money Fund

Earn higher money market rates with higher balances.

Relationship Bonus Money Market

Get an interest bonus when paired with a qualified checking account.

First Step Savings

Helping kids learn, and earn, early!

Health Savings (HSA)

Receive tax benefits with this medical savings account for individuals and families.

ICS

Earn interest with the added security of extended FDIC insurance.

Personal Savings

Earn interest with this basic savings account.

MB&T Money Builder
Money Market

Effortlessly build savings with monthly automatic transfers.

Montecito Money Fund

Earn higher money market rates with higher balances.

Relationship Bonus Money Market

Get an interest bonus when paired with a qualified checking account.

First Step Savings

Helping kids learn, and earn, early!

Health Savings (HSA)

Receive tax benefits with this medical savings account for individuals and families.

ICS

Earn interest with the added security of extended FDIC insurance.

empty First Step Savings Personal Savings MB&T Money Builder Money Market Relationship Bonus Money Market Montecito Money Fund
Monthly Maintenance Fee $0 $9 per quarter $5 $10 $10
Requirements to Waive Monthly Maintenance Fee N/A $300 minimum daily balance
    Enroll in eStatements AND
  • Set up a recurring monthly automatic transfer of $25 or more from an MB&T account to your MB&T Money Builder account OR
  • Maintain a minimum daily balance of $300
$2,500 minimum daily balance $2,500 minimum daily balance
Interest Earning1
Combined Statement Upon Request
Check Writing Ability empty
For Youth up to 18 years old2 empty
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  1. Simple interest accrues daily, compounded quarterly and paid quarterly. View our Deposit Rate Summary for the latest rates.
  2. Adult signatory required.

Considering other investments options?

Our MB&T Advisors team can help you define your goals and navigate your investment options with confidence.

Let's start a conversation.