Personal Savings

Safe and proven ways to help your money grow.

At Montecito Bank & Trust we understand the importance of saving for the future – and we also know that we’re talking about your dreams. Choose from a variety of account types – all with the peace of mind and safety that FDIC insurance provides.

Don’t put off saving for your future. Open a savings account today.

Need help finding the right account?  Try our Interactive Account Finder

Personal Relationship Money Market

  • A tiered money market account with a premium rate of interest
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Montecito Money Fund

  • Earn higher money market rates with higher balances
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Personal Savings

  • Earn a competitive rate of interest
  • Modest balance requirements to waive maintenance fee
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First Steps Savings®

  • Helping kids learn and earn - early
  • For individuals under 18 years of age (adult signature required to open)
  • $5 to open
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Ready to Get Started?

Need more information? We welcome the opportunity to speak with you in person, so don't hesitate to call us at (805) 963-7511, or just stop by one of our convenient branch locations.