With our variety of savings accounts and certificates of deposit, you can plan for the future with confidence. Plus, they all come with FDIC insurance for peace of mind.
To prepare for tomorrow, start saving today.
Savings Accounts
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First Steps Savings®
Helping kids learn and earn - early!
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Personal Savings
Earn a competitive rate of interest.
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Relationship Bonus Money Market
A tiered money market account with a premium rate of interest.
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Montecito Money Fund
Earn higher money market rates with higher balances.
Hide Compare Accounts
| First Step Savings® | Personal Savings | Relationship Bonus Money Market | Montecito Money Fund | |
|---|---|---|---|---|
| Monthly Maintenance Fee | $0 |
$9 per quarter |
$10 |
$10 |
| Requirements to Waive Monthly Maintenance Fee | N/A |
$300 minimum daily balance |
$2,500 minimum daily balance |
$2,500 minimum daily balance |
| Interest Earning | ||||
| Combined Statement Upon Request | ||||
| Check Writing Ability | ||||
| For Youth up to 18 years old1 |
- Adult signatory required. [back]
Certificates of Deposit
Certificates of Deposit (CDs) are one of the most reliable investment tools available. CDs deliver a competitive rate of interest that won't change with market fluctuations – plus the peace of mind that comes with FDIC insurance.
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Certificates of Deposit
Guaranteed interest rate independent of market fluctuations.
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You Choose CD®
Greater control and improved earning potential throughout your term.
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Access CD
More flexible than a traditional CD.
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CDARS®
Expand your options and maximize your return.