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Digital Banking

Business Online & Mobile Banking

Making it easy for you and your employees to access your business finances online.

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Business Online Banking

Business Online Banking provides powerful performance in a user-friendly design. We offer multiple integrated solutions for effectively tracking your accounts and efficiently managing cash flow. We also provide layered employee permissions and dual control options so you are always informed and in control.

Secure Online Access

With MB&T Online Banking, managing your business finances has never been easier or more secure. Smart technology and multi-factor authentication ensure your accounts are always protected. Quickly check balances, review and export transaction history, make payments, transfer funds, and more - all from the comfort of your office.

A laptop screen of the Montecito Bank and Trust Online Portal.

Customized Employee Access

We know it's important that employees only have the account access they need do their job function. With Business Online Banking, administrators choose and manage who has access to each account, and what transactions they can perform with that access. Dual approval for high-risk transactions? Yes - we have that too.

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Bill Pay

With Bill Pay, accounts payable is easier than ever. Pay multiple bills, even multiple invoices from a single biller, all at once - in just a few clicks! With no envelopes, postage, or need to run to the post office, bill pay will save your business both time and money. PLUS - with the option of dual approval, you can ensure no payments are made without your review.

A man looking at a laptop screen of bill pay.

Automated Alerts

Setting up automated alerts is a smart way to get the information that matters to you, without lifting a finger. You can receive notifications on activity from account changes to transactions through your preferred method - email, text, or push notification. This means you'll always be in the loop, whether you're at home, in the office, or on the go!

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ACH & Wire Origination

Transfer funds as soon as same-day with ACH and/or Wire origination. Whether you need to send a one-time guaranteed payment by wire, or you need the flexibility to pay or debit multiple individuals or businesses via ACH, we have the tool to manage your online transfers quickly, easily, and securely.

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Remote Deposit

With a scanner smaller than a toaster, you can scan stacks of checks directly to the bank from your office. Our system creates the deposit slip, endorses the checks, and even maintains the check copies for your records. It couldn't be easier!

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Positive Pay

If you have multiple transactions clear your account daily, you know detecting fraud can be challenging. With Positive Pay, you tell us the debits we should expect on your account and we flag any exceptions you should pay attention to - taking the guesswork out of account monitoring.

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Quicken & QuickBooks

We offer a direct connection to Quicken and QuickBooks so you can automatically sync your transactions and keep everything organized in one place. With your data updated in real time, you'll always have a clear view of your financial picture, without the hassle of manual entry.

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Business Mobile Banking

View Balances & Transactions

View real-time transactions and balances at any time, from anywhere.

Make Deposits

Deposit checks, up to $20,000, with mobile deposit.

Transfer Funds

Transfer funds between accounts in an instant.

Approve Payments

Approve high-risk transactions, like wires and ACH transactions, right from your phone.

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Download our mobile app to get started today!

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Looking for more business services?

From Payroll to Cash Vault, we have you covered.