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Business Lending

Ready Cash Reserve

Flexibility. Peace of mind. This business overdraft line of credit is there when you need it.

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Whether it's saving you from the headaches that returned checks and non-sufficient funds fees can cause, or adding a little extra spending power to your budget – a Ready Cash Reserve line of credit will keep you covered and confident.

The Details

Benefit Links to your business checking account to protect against accidental overdrafts
Line Amount Upon credit approval, an established limit is approved for your Ready Cash Reserve. Credit limit of $10,000
How does it work? When a balance falls below zero, an advance is automatically transferred from the RCR1 line in increments of $500 to cover the shortage
Payments Automatic payments deducted from your checking account
Fees $25 annual fee2
Annual Percentage Rate (APR) for Advances 18.00% Fixed APR
  1. A RCR will prevent items from being returned unpaid to the extent that your available credit allows.
See our Schedule of Fees & Charges for additional information.
  2. The annual fee begins on the first anniversary of the line.

Have any questions?

We're here to help.

Schedule an appointment ATM & branch locations Call us at (805) 963-7511

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