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SCAM WARNING - Fraudsters are calling clients, spoofing the Bank's phone number and posing as MB&T employees. These fraudsters ask for Online Banking passwords and one-time PINs. We will never ask for this information. Please hang up & call your branch, Relationship Manager, or our Service Center (805-963-7511) immediately.

SCAM WARNING - Bankers never ask for your Online Banking password or one-time codes. Learn More

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Accelerate your cash flow with our Spring Business Promo!

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32

Best Bank Awards

16

Branches

260+

Associates

Committed to YOUR Community

Educate. Enable. Support. Learn how we are committed to making the communities we serve better places to live and work.

A bank employee is in a classroom teaching a group of children.
Financial Literacy

Communities thrive when financial education is readily available. That’s why we provide hundreds of hours of financial literacy classes to local schools and programs.

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2025 Community Impact Report

Learn about our dedication to building teams, building impact, and building community.

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A Montecito Bank and Trust worker volunteering together with kids planting a garden.
Need Volunteers?

MB&T associates volunteer their time and talents throughout the year at community events. Let us know if you need volunteers to help your event be a success!

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A group of employees pose in the branch when it first opened in 1975.

The MB&T Story

What began as a single branch in 1975 has become a catalyst for good in the communities we serve. Our story is what guides us today and leads us forward for generations to come.

Read our story