Smart Money Skills Start Here

Help kids learn money management with Greenlight, now available with new premium features for the whole family!

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Consumer

All of your consumer credit card management tools are now available in MB&T Personal Online Banking and the MB&T mobile app! Just select "Cards" from the navigation menu.

You will be redirected to our online Wealth Management portal to access your account.

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Ready to explore?

We blend flexible options with personalized service. Let's find the perfect fit for your banking needs!

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Personal Credit Cards

Whether you're looking for flexible rewards for everyday spending or to build or rebuild your credit, your card is waiting.

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A phone, ipad, and computer display the same Online Account Opening page.

Open a Personal Account Online in Minutes

Open a personal checking or savings account anytime and from anywhere with our simple and secure online application.

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Business Lending

Does your business need a boost? We have loans and lines of credit that can get you where you need to be.

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32

Best Bank Awards

16

Branches

260+

Associates

Committed to YOUR Community

Educate. Enable. Support. Learn how we are committed to making the communities we serve better places to live and work.

A bank employee is in a classroom teaching a group of children.

Financial Literacy

Communities thrive when financial education is readily available. That’s why we provide hundreds of hours of financial literacy classes to local schools and programs.

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2025 Community Impact Report

Learn about our dedication to building teams, building impact, and building community.

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A Montecito Bank and Trust worker volunteering together with kids planting a garden.

Need Volunteers?

MB&T associates volunteer their time and talents throughout the year at community events. Let us know if you need volunteers to help your event be a success!

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A group of employees pose in the branch when it first opened in 1975.

The MB&T Story

What began as a single branch in 1975 has become a catalyst for good in the communities we serve. Our story is what guides us today and leads us forward for generations to come.

Read our story