Rebuild credit and flexible rewards.

Apply Online for a Credit Card Today!

Now MB&T clients can apply for one of our personal credit cards from the comfort of their home via desktop, tablet or mobile device.

The Latest News

Top Stories

Santa Maria Branch Opening and Staffed with Local Leadership

November 18, 2022
Montecito Bank & Trust has received FDIC approval to open their 15th branch in Santa Maria. Read more

Townhall Recap: Watch Today!

On March 30, 2023, we sponsored the Economic Forecast Project's "Banking Perspectives" community event. Hear the latest perspectives on the Banking industry, FDIC insurance and more.

MB&T is Now in Santa Maria!

Check out our new location at 2125 S. Broadway.

FDIC Insurance

We can help you understand how deposit insurance works, the accounts covered, and how to calculate your coverage.