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Signature Banking Services

Certificates of Deposit (CD)

Certainty. Security. Control. Plus no worrying about market fluctuations during your CD term. Your rate is set at opening and does not change until the CD matures. Your funds are insured up to $250,000.

Choose the CD that works for you:

MB&T CDs
Flexible Terms 		MB&T Access CD
7 Month CD 		You Choose CD®
Step-Up Rate
  • Terms from 30 days to 60 months.
  • $1,000 minimum opening deposit
  • No deposits or withdrawals prior to maturity.
  • 7-month term
  • $10,000 opening deposit
  • Unlimited deposits without extending the 7-month term
  • One penalty-free withdrawal during 7-month term.
  • 21 month term
  • $10,000 opening deposit
  • One-time option to increase rate to prevailing You Choose CD rate during 21 month term.
  • No deposits or withdrawals prior to maturity.

A penalty for early withdrawal may be imposed for withdrawals before maturity on certificates of deposit. Please see Deposit Account Terms and Disclosures for more details.

For current rates please see Montecito Bank & Trust Deposit Rate Summary.

Member FDIC

Have any questions?

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Schedule an appointment ATM & branch locations Call us at (805) 963-7511

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