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SCAM WARNING - Fraudsters are calling clients, spoofing the Bank's phone number and posing as MB&T employees. These fraudsters ask for Online Banking passwords and one-time PINs. We will never ask for this information. Please hang up & call your branch, Relationship Manager, or our Service Center (805-963-7511) immediately.

SCAM WARNING - Bankers never ask for your Online Banking password or one-time codes. Learn More

Business Checking

Interest Checking

Make your balances work for you with this simple, interest-bearing account.

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Put your balances to work with a business checking account that pays interest.

The Details

Key Features
  • Pays interest
  • No transaction limitations
Monthly Maintenance Fee
 $18
How to avoid Monthly Maintenance Fee
  • $8 credit: Enroll in eStatements
  • $10 credit: Maintain an average balance of $10,000 per statement cycle 
Minimum Opening Balance
 $50
Interest
 Yes
Monthly Activity Fee(s)
 Up to 250 free processed transaction items1
Additional items are $0.40 each
Online and Mobile Banking2
  • FREE
  • Cash Management services including Wire Transfers, ACH Services, Remote Deposit Capture, and Positive Pay are available for additional fees3.
  1. Items include: deposits and deposited items (excluding CheckCapture items which are billed separately), withdrawals (ATM and in person), transfers (in-person, online, automatic and telephone), manual loan payments, paid items (checks and debits), ACH debits, and POS transactions (one-time and recurring).
  2. Montecito Bank & Trust does not charge for the Mobile Banking service; however, your wireless provider may charge for Internet access and text messages. Please check with your wireless provider.
  3. Schedule of Fees and Charges

What documents will you need to open a business account? Here s a simple checklist of required documents.

Benefits and Perks

Online & Mobile Banking

View balances, transfer funds, even make business mobile deposits. It's anytime, anywhere banking.

Learn more
Debit Card

Make purchases or deposit cash and checks at the ATM with an MB&T contactless debit card.

Learn more
Relationship Bonus Money Market

Get bonus interest on a Business Relationship Money Market account when you open this qualified checking account.

Learn more
Online & Mobile Banking

View balances, transfer funds, even make business mobile deposits. It's anytime, anywhere banking.

Learn more
Debit Card

Make purchases or deposit cash and checks at the ATM with an MB&T contactless debit card.

Learn more
Relationship Bonus Money Market

Get bonus interest on a Business Relationship Money Market account when you open this qualified checking account.

Learn more

Have any questions?

We're here to help.

Schedule an appointment ATM & branch locations Call us at (805) 963-7511

Additional Services

Ready to explore? Here are some more great options we think you'll love.

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Business Lending

Does your business need a boost? We have loans and lines of credit that can get you where you need to be.

Learn more
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Cash Management

From electronic transfers to enhanced account monitoring, we’ve got powerful tools for your business banking toolbox.

Learn more
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Business Savings

Put your excess liquidity to work with a Business Savings or Money Market from MB&T.

Learn more