Business Interest Checking

Early Closure Notice - The Montecito Branch will close at 3:00pm on Thursday, May 29th for an event. We apologize for the inconvenience.

Put your balances to work with a business checking account that pays interest.

Key Features	Pays interest No transaction limitations
Monthly Maintenance Fee	$18
How to avoid Monthly Maintenance Fee	$8 credit: Enroll in eStatements $10 credit: Maintain an average balance of $10,000 per statement cycle
Minimum Opening Balance	$50
Interest	Yes
Monthly Activity Fee(s)	Up to 250 free processed transaction items¹ Additional items are $0.40 each
Online and Mobile Banking²	FREE. Cash Management services including Wire Transfers, ACH Services, Remote Deposit Capture, and Positive Pay are available for additional fees³.

Items include: deposits and deposited items (excluding CheckCapture items which are billed separately), withdrawals (ATM and in person), transfers (in-person, online, automatic and telephone), manual loan payments, paid items (checks and debits), ACH debits, and POS transactions (one-time and recurring).
Montecito Bank & Trust does not charge for the Mobile Banking service; however, your wireless provider may charge for Internet access and text messages. Please check with your wireless provider.
Schedule of Fees and Charges

Benefits and Perks

View balances, transfer funds, even make business mobile deposits. It's anytime, anywhere banking.

Make purchases or deposit cash and checks at the ATM with an MB&T contactless debit card.

Get bonus interest on a Business Relationship Money Market account when you open this qualified checking account.

View balances, transfer funds, even make business mobile deposits. It's anytime, anywhere banking.

Make purchases or deposit cash and checks at the ATM with an MB&T contactless debit card.

Get bonus interest on a Business Relationship Money Market account when you open this qualified checking account.

We're here to help.

Ready to explore? Here are some more great options we think you'll love.

Does your business need a boost? We have loans and lines of credit that can get you where you need to be.

Put your excess liquidity to work with a Business Savings or Money Market from MB&T.

From electronic transfers to enhanced account monitoring, we’ve got powerful tools for your business banking toolbox.