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SCAM WARNING - Fraudsters are calling clients, spoofing the Bank's phone number and posing as MB&T employees. These fraudsters ask for Online Banking passwords and one-time PINs. We will never ask for this information. Please hang up & call your branch, Relationship Manager, or our Service Center (805-963-7511) immediately.

SCAM WARNING - Bankers never ask for your Online Banking password or one-time codes. Learn More

Business Checking

Analysis Checking

Explore the power of earning credit to offset the cost of powerful Cash Management tools.

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A checking account for established businesses with a high volume of transactions and complex Cash Management needs.

The Details

Key Features
  • Account balances may be used to offset account activity fees
  • Zero Balance Account eligible
Monthly Maintenance Fee
 $20
How to avoid Monthly Maintenance Fee & Per Item Fees

Balances in this account earn an Earnings Credit, which may offset the Monthly Maintenance fee and other fees, including Cash Management fees.

Minimum Opening Balance
 $50
Interest
 No
Online and Mobile Banking1
  • FREE
  • Cash Management features including Wire Transfers, ACH Services, Remote Deposit Capture, and Positive Pay available for additional fees, which may be offset by Earnings Credit.
  1. Montecito Bank & Trust does not charge for the Mobile Banking service; however, your wireless provider may charge for Internet access and text messages. Please check with your wireless provider.

What documents will you need to open a business account? Here's a simple checklist of required documents.

Benefits and Perks

Online & Mobile Banking

View balances, transfer funds, and establish permissions for employees who need access.

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Earnings Credit

Offset the fees of valuable services like Remote Deposit and ACH with Earning Credit earned on balances.

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Relationship Money Market Qualified

Get bonus interest on a Business Relationship Money Market account when you open this qualified checking account.

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Online & Mobile Banking

View balances, transfer funds, and establish permissions for employees who need access.

Learn more
Earnings Credit

Offset the fees of valuable services like Remote Deposit and ACH with Earning Credit earned on balances.

Learn more
Relationship Money Market Qualified

Get bonus interest on a Business Relationship Money Market account when you open this qualified checking account.

Learn more

Have any questions?

We're here to help.

Schedule an appointment ATM & branch locations Call us at (805) 963-7511

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