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Personal CD

Certificates of Deposit

From 30 days to 5 years, choose the term that aligns with your savings goals and objectives.

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Certainty. Security. Control. Plus, no worrying about market fluctuations during your CD term.

The Details

Key Features
  • Flexible terms 
  • Fixed term and guaranteed interest rate throughout your term 
  • Competitive interest rates
Terms From 30 days to 5 years – choose the term that is right for you.
Access to Funds You may be assessed an Early Withdrawal Penalty for withdrawals made prior to maturity.
Interest Yes1
Minimum to Open
 $1,000
Minimum Balance
 $1,000
  1. Simple interest accrues daily and compounds daily. Customers can have their interest paid weekly, bi-weekly, monthly, semi-annually, annually, or at maturity (if the term is one year or less). View our Deposit Rate Summary for the latest rates.

Benefits and Perks

Online & Mobile Banking

Keep your accounts at your fingertips with Online & Mobile Banking.

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Flexible Terms

With terms from 30 days to 5 years, you can choose the term that aligns with your goals and needs. 

Online & Mobile Banking

Keep your accounts at your fingertips with Online & Mobile Banking.

Learn more
Flexible Terms

With terms from 30 days to 5 years, you can choose the term that aligns with your goals and needs. 

Have any questions?

We're here to help.

Schedule an appointment ATM & branch locations Call us at (805) 963-7511

Considering other investment options?

Our MB&T Advisors team can help you define your goals and navigate your investment options with confidence.

Let's start a conversation.

Meet with an advisor

Additional Services

Ready to explore? Here are some more great options we think you'll love.

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Online & Mobile Banking

Anytime, anywhere banking is at your fingertips with MB&T Online Banking and mobile app.

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Personal Savings

Save for the future, today! From Savings to Money Markets - we've got several options for you to choose from.

Learn more
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Extended FDIC Insurance

Access multi-million dollar FDIC insurance and earn interest, all through a single bank relationship with MB&T.

Learn more