Personal CD

Certificates of Deposit

From 30 days to 5 years, choose the term that aligns with your savings goals and objectives.

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Certainty. Security. Control. Plus, no worrying about market fluctuations during your CD term.

The Details

Key Features	Flexible terms Fixed term and guaranteed interest rate throughout your term Competitive interest rates
Terms	From 30 days to 5 years – choose the term that is right for you.
Access to Funds	You may be assessed an Early Withdrawal Penalty for withdrawals made prior to maturity.
Interest	Yes¹
Minimum to Open	$1,000
Minimum Balance	$1,000

Benefits and Perks

Online & Mobile Banking

Keep your accounts at your fingertips with Online & Mobile Banking.

Flexible Terms

With terms from 30 days to 5 years, you can choose the term that aligns with your goals and needs.

Online & Mobile Banking

Keep your accounts at your fingertips with Online & Mobile Banking.

Flexible Terms

With terms from 30 days to 5 years, you can choose the term that aligns with your goals and needs.

Have any questions?

We're here to help.

Schedule an appointment ATM & branch locations Call us at (805) 963-7511

Considering other investment options?

Our MB&T Advisors team can help you define your goals and navigate your investment options with confidence.

Let's start a conversation.

Meet with an advisor

Additional Services

Ready to explore? Here are some more great options we think you'll love.

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Online & Mobile Banking

Anytime, anywhere banking is at your fingertips with MB&T Online Banking and mobile app.

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Extended FDIC Insurance

Access multi-million dollar FDIC insurance and earn interest, all through a single bank relationship with MB&T.

Personal Savings

Save for the future, today! From Savings to Money Markets - we've got several options for you to choose from.