Positive Pay

With Check Positive Pay, your business uploads issued check files produced from your accounts payable software into MB&T's Positive Pay System any time new checks are issued. Our system then uses those files to validate the payee names, check numbers, and amounts of checks clearing your account. Potentially fraudulent checks are flagged as an exception that you can then request to "pay" or "return" as appropriate.

With ACH Positive Pay, you set rules for ACH debits clearing your account. When an ACH debit hits the account that doesn't match the rules you have set, the ACH will be flagged as an exception. You can then view the ACH and make a "pay" or "return" decision and add a new rule if desired.

With Account Reconciliation Reporting, we help simplify the reconcilement process by providing a comprehensive report that includes paid checks, ACH debits and credits, deposits, service charges, and more. If you provide us with an electronic file of checks issued, we will reconcile it to the checks that have paid against your account. Plus, you'll receive comprehensive reports on stop payments, voids, paid checks, and outstanding checks.