Money Builder | Montecito Bank & Trust

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Early Closure Notice - The Montecito Branch will close at 3:00pm on Thursday, May 29th for an event. We apologize for the inconvenience.

Automatic transfers are the key to effortless savings. With a monthly transfer of $25 or more, your savings can add up quickly and be there when you need it. Talk to a banker to learn how we can help jump start your savings when you open a Money Builder account by May 30, 2025!

Key Benefits

Key Features	Set up free automatic transfers from your MB&T checking account and watch your savings grow!
Easy Access	Easily access your savings with an MB&T Debit Card Watch your savings grow with our free Online Banking and Mobile app Be ready to cover unexpected bills by setting up overdraft protection for your checking account
Monthly Maintenance Fee	$5
How to Avoid Monthly Maintenance Fee	Enroll in eStatements AND Set up a recurring monthly automatic transfer of $25 or more from an MB&T account to your MB&T Money Builder account OR Maintain a minimum daily balance of $300
Interest	Yes¹
Restrictions	No check-writing, bill-pay or Zelle® transactions are allowed on this account.

Benefits and Perks

Online & Mobile Banking

Keep your accounts at your fingertips with Online & Mobile Banking.

Automatic Deposits

Automate your savings with recurring transfers you control in Online Banking.

Overdraft Protection

Link your Savings account to any MB&T Checking account for peace of mind overdraft protection.

Online & Mobile Banking

Keep your accounts at your fingertips with Online & Mobile Banking.

Automatic Deposits

Automate your savings with recurring transfers you control in Online Banking.

Overdraft Protection

Link your Savings account to any MB&T Checking account for peace of mind overdraft protection.

Have any questions?

We're here to help.

Schedule an appointment ATM & branch locations Call us at (805) 963-7511

Considering other investment options?

Our MB&T Advisors team can help you define your goals and navigate your investment options with confidence.

Let's start a conversation.

Meet with an advisor

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