Skip to main content
Personal Savings

MB&T Money Builder

Effortlessly save for your next adventure.

<

Automatic transfers are the key to effortless savings. With a monthly transfer of $25 or more, your savings can add up quickly and be there when you need it. Talk to a banker to learn how we can help jump start your savings when you open a Money Builder account by May 30, 2025!

Open online

Key Benefits

Key Features
 Set up free automatic transfers from your MB&T checking account and watch your savings grow!
Easy Access
  • Easily access your savings with an MB&T Debit Card
  • Watch your savings grow with our free Online Banking and Mobile app
  • Be ready to cover unexpected bills by setting up overdraft protection for your checking account
Monthly Maintenance Fee
 $5
How to Avoid Monthly Maintenance Fee
 Enroll in eStatements AND

  • Set up a recurring monthly automatic transfer of $25 or more from an MB&T account to your MB&T Money Builder account OR
  • Maintain a minimum daily balance of $300
Interest
 Yes1
Restrictions No check-writing, bill-pay or Zelle® transactions are allowed on this account.
  1. Simple interest accrues daily, compounded monthly and paid monthly. View our Deposit Rate Summary for the latest rates.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Benefits and Perks

Online & Mobile Banking

Keep your accounts at your fingertips with Online & Mobile Banking.

Learn more
Automatic Deposits

Automate your savings with recurring transfers you control in Online Banking.

Overdraft Protection

Link your Savings account to any MB&T Checking account for peace of mind overdraft protection.

Learn more
Online & Mobile Banking

Keep your accounts at your fingertips with Online & Mobile Banking.

Learn more
Automatic Deposits

Automate your savings with recurring transfers you control in Online Banking.

Overdraft Protection

Link your Savings account to any MB&T Checking account for peace of mind overdraft protection.

Learn more

Have any questions?

We're here to help.

Schedule an appointment ATM & branch locations Call us at (805) 963-7511

Considering other investment options?

Our MB&T Advisors team can help you define your goals and navigate your investment options with confidence.

Let's start a conversation.

Meet with an advisor

Additional Services

Ready to explore? Here are some more great options we think you'll love.

An older couple using a laptop and tablet on the floor.
CDs & IRAs

When you have a guaranteed rate of return and FDIC insurance, peace of mind comes standard.

Learn more
A woman holding her cup while looking at the Money Matters video portal.
Money Matters

Check out our tools and resources designed to help you stay financially savvy and cyber secure.

Learn more
A man's hand holding Classic Secured credit card and also on his laptop.
Personal Credit Cards

Whether you're looking for flexible rewards for everyday spending or to build or rebuild your credit, your card is waiting.

Learn more