Manufactured Home Loans

Montecito Bank & Trust is proud to be the local source for new and pre-owned manufactured home financing.

  • Single-wide or larger
  • Purchase
  • Refinance

Getting started is easy! Our online application streamlines the process from start to finish. Submit documents and get updates on the status of your loan, all without leaving the comfort of your own home.

Ready to apply or logging in for the first time?

Click here to begin.

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Returning applicant?

Log in to access your saved application and loan documentation.

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Have questions?

Speak to one of our experienced mortgage bankers.

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Flexible loan options for the perfect fit.

Please note: If your application for a Manufactured Home Loan is approved, before we fund your loan we will need to setup an escrow account to pay recurring items related to your mortgaged property, such as real estate taxes and insurance premiums, as they become due. For more information on escrow accounts and related information please click the link below.

Frequently Asked Questions about your Escrow Account
Mortgage Loan Originators