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Personal Savings

Personal Savings

Earn interest while you save for a rainy day with this traditional savings account.

A woman's hand inserting a coin into a piggybank.
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The simple solution to saving successfully starts here.

Key Benefits

Key Features
  • Earn a competitive rate of interest
  • Modest balance requirements to waive maintenance fee 
Monthly Maintenance Fee
$9 per quarter
How to Avoid Monthly Maintenance Fee
$300 minimum daily balance
Interest
Yes1
Online and Mobile Banking2
Free
Benefits Combined statement upon request.
  1. Simple interest accrues daily, compounded quarterly and paid quarterly. View our Deposit Rate Summary for the latest rates.
  2. Montecito Bank & Trust does not charge for the Mobile Banking service; however, your wireless provider may charge for Internet access and text messages. Please check with your wireless provider.

Benefits and Perks

Online & Mobile Banking

Keep your accounts at your fingertips with Online & Mobile Banking. 

Learn more
Automatic Deposits

Automate your savings with recurring transfers you control in Online Banking. 

Overdraft Protection

Link your Savings account to any MB&T Checking account for peace of mind overdraft protection. 

Learn more
Online & Mobile Banking

Keep your accounts at your fingertips with Online & Mobile Banking. 

Learn more
Automatic Deposits

Automate your savings with recurring transfers you control in Online Banking. 

Overdraft Protection

Link your Savings account to any MB&T Checking account for peace of mind overdraft protection. 

Learn more