With Online Account Opening you can open an individual or joint personal checking and/or savings account from anywhere and at any time you like using your desktop computer, phone, or tablet. The secure application only takes about 10 minutes to complete, and we will guide you through each step.
What to know before you apply:
- You must be 18 years old and reside within the Bank's footprint to apply online.
- Trusts and businesses cannot apply online at this time.
- You will need your SSN or ITIN number as well as your Government Issued Identification, such as a Driver's License.
- If another person will be a joint owner on your account(s), they should be with you when you apply to enter and validate their personal information.
- Your application will be reviewed within 2 business days. If approved, you will be sent an email via DocuSign to electronically sign your signature card.
Checking Accounts Available Online
Savings Accounts Available Online
Personal Savings
Earn interest with this basic savings account.
Relationship Bonus Money Market
Get an interest bonus when paired with a qualified checking account.
Montecito Money Fund
Earn higher money market rates with higher balances.
Have any questions?
We're here to help.
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