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Early Closure Notice - The Downtown Branch will close at 3:00pm on Wednesday, March 18th, for an event. We apologize for the inconvenience.

Early Closure Notice - The Downtown Branch will close at 3:00pm on Wednesday, March 18th, for an event. We apologize for the inconvenience.

SCAM WARNING - Fraudsters are calling clients, spoofing the Bank's phone number and posing as MB&T employees. These fraudsters ask for Online Banking passwords and one-time PINs. We will never ask for this information. Please hang up & call your branch, Relationship Manager, or our Service Center (805-963-7511) immediately.

SCAM WARNING - Bankers never ask for your Online Banking password or one-time codes. Learn More

Personal Savings

First Steps Savings®

Helping kids take the first step to learning, and earning, early.

A dad and kids cheering as they are all looking at the laptop.
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Learning to save begins with a single step in the right direction. Our First Step Savings is the perfect account to teach your kids the basics of money management.

Key Benefits

Key Features
  • For youth up to 18 years of age1
  • $5 minimum to open
Monthly Maintenance Fee
 Free
How to Avoid Monthly Maintenance Fee
 N/A
Interest
 Yes2
ATM Card
 Yes
  1. Adult signatory required.
  2. Simple interest accrues daily, compounded quarterly and paid quarterly. View our Deposit Rate Summary for the latest rates.

Have any questions?

We're here to help.

Schedule an appointment ATM & branch locations Call us at (805) 963-7511

Additional Services

Ready to explore? Here are some more great options we think you'll love.

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Greenlight for Families

Teach kids money skills with Greenlight's debit card and app. Plus, get discounts on premium features for the whole family!

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A man with a laptop on his lap smiling ahead.
Online & Mobile Banking

Anytime, anywhere banking is at your fingertips with MB&T Online Banking and mobile app.

Learn more
A woman holding her cup while looking at the Money Matters video portal.
Money Matters

Check out our tools and resources designed to help you stay financially savvy and cyber secure.

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