Skip to main content

SCAM WARNING - Fraudsters are calling clients, spoofing the Bank's phone number and posing as MB&T employees. These fraudsters ask for Online Banking passwords and one-time PINs. We will never ask for this information. Please hang up & call your branch, Relationship Manager, or our Service Center (805-963-7511) immediately.

SCAM WARNING - Bankers never ask for your Online Banking password or one-time codes. Learn More

Casa Dorinda Branch Update - The Casa Dorinda branch will be closed October 7th, 8th, 13th, and 14th. We apologize for the inconvenience.

Casa Dorinda Branch Update - The Casa Dorinda branch will be closed October 7th, 8th, 13th, and 14th. We apologize for the inconvenience. Learn More

Business Checking

Sweep Account

Earnings credit AND interest? Sure, we can do that!

A man sitting down on a couch looking at his phone.
<

An account that combines the power of Analysis Checking with the earnings potential of a Money Market account.

The Details

Key Features
  • Excess balances over a predetermined number you choose automatically sweep between your analysis checking account and a high-yield Money Market account.
  • Tiered interest rate
Monthly Maintenance Fee
 $18
How to avoid Monthly Maintenance Fee & Per Item Fees
 Balances in the checking account earn an Earnings Credit, which may offset the Monthly Maintenance fee and other fees, including Cash Management fees.
Minimum Opening Balance
 $50
Interest
 Yes, on the Money Market account.
Online and Mobile Banking1
  • FREE
  • Cash Management features including Wire Transfers, ACH Services, Remote Deposit Capture, and Positive Pay available for additional fees, which may be offset by Earnings Credit.
  1. Montecito Bank & Trust does not charge for the Mobile Banking service; however, your wireless provider may charge for Internet access and text messages. Please check with your wireless provider.

What documents will you need to open a business account? Here s a simple checklist of required documents.

Benefits and Perks

Online & Mobile Banking

View balances, transfer funds, and establish permissions for employees who need access.

Learn more
Earnings Credit

Offset the fees of valuable services like Remote Deposit and ACH with Earnings Credit earned on balances.

Earn Interest

See a return on your deposits every month.

Online & Mobile Banking

View balances, transfer funds, and establish permissions for employees who need access.

Learn more
Earnings Credit

Offset the fees of valuable services like Remote Deposit and ACH with Earnings Credit earned on balances.

Earn Interest

See a return on your deposits every month.

Have any questions?

We're here to help.

Schedule an appointment ATM & branch locations Call us at (805) 963-7511

Additional Services

Ready to explore? Here are some more great options we think you'll love.

A worker with a scanner and clip board in the warehouse.
Commercial Lending

From lines and loans to real estate and construction - we have solutions for your large-scale lending needs.

Learn more
A professional working womans showing her laptop screen to another professional working man.
Cash Management

From electronic transfers to enhanced account monitoring, we’ve got powerful tools for your business banking toolbox.

Learn more
A man writing on his tablet with his digital pen while being on his laptop.
Commercial Center

When you need a robust, feature-rich, and secure online banking solution for your business, you'll find it with Commercial Center.

Learn more