Business Savings Accounts

Safe and proven ways to help your money grow.

Using your financial assets intelligently is essential for business growth. Consider business savings from Montecito Bank & Trust: we offer you a high degree of risk-free flexibility, as your cash flow and cash reserves earn a steady rate of return. Let us put almost 40 years of experience to work for you developing strategies that support both your short and long-term business goals.

Need help finding the right account?  Try our Interactive Account Finder

Business Relationship Money Market

A tiered savings solution for established businesses looking for a premium rate of interest.

When you have any Relationship Business Checking Account, this account:

  • Pays a tiered relationship interest rate
  • Higher interest paid on higher balances
  • Has a combined statement (upon request)
  • Has no monthly maintenance fee
Learn More

Business Money Market

A tiered savings account for busineses with moderate to high balances.

  • Tiered interest rates
  • Limited check access
  • $15 monthly maintenance fee waived when you:
    • Maintain a $10,000 minimum daily balance
Learn More

Business Savings

A basic savings account for businesses of all sizes.

  • Interest bearing
  • Low balance requirement
  • Quarterly statement
  • $3 monthly maintenance fee waived when you:
    • Maintain a $300 minimum daily balance
Learn More

We also offer a SEP-IRA retirement plan specifically designed for self-employed people and small business owners.

Need more information? We welcome the opportunity to speak with you in person, so don’t hesitate to call us at (805) 963-7511, or just stop by one of our convenient branch locations.

Wealth Management Services offer other business investment options.