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Greenlight®

The #1 family finance and safety app

A child holding Greenlight card and phone displaying greenlight app.
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Logo of Montecito Bank and Trust and logo of Greenlight.


Montecito Bank and Trust has partnered with Greenlight to offer your family a free1 subscription to the debit card2 and family finance and safety app. Plus, enjoy exclusive discounts on premium features when you upgrade. Join 6+ million parents and kids learning to earn, save, spend, and invest wisely - together.

Ready…set…

A debit card for kids, and so much more!

Money Management

Send money quickly, set flexible controls, and get real-time notifications.

Chores and Allowance

Assign chores and automate allowance — with the option to connect payouts to chore progress.

Savings Goals

Set savings goals for what your kids really want — and reach them together.

Financial Literacy Game

Kids play Greenlight Level Up™, the game that makes money concepts easy to understand and fun to learn.

Explore Plans & Discounted Premium Features

Compare Greenlight Select, Infinity, and Family Shield plans to find the right fit for your family.

Select

For younger kids
Included/$0.001

  • Debit card for up to 5 kids
  • In-app chores, allowance, and savings goals
  • Financial literacy games
  • Spend, save, earn and learn
Infinity Select

For kids and teens
$9.99/mo

  • Everything with Select + investing3
  • Identity, theft, device, and purchase protection
  • SOS alerts, crash detection, and real-time driving reports4
  • Family location sharing4 with live place alerts
Family Shield Select

For every generation
$18.99/mo

  • Everything with Infinity + financial account monitoring for seniors5
  • Fraud and suspicious activity alerts
  • Up to $1M identity theft coverage6
  • Up to $100K deceptive transfer fraud coverage6
  • Location/SOS alerts4
Select

For younger kids
Included/$0.001

  • Debit card for up to 5 kids
  • In-app chores, allowance, and savings goals
  • Financial literacy games
  • Spend, save, earn and learn
Infinity Select

For kids and teens
$9.99/mo

  • Everything with Select + investing3
  • Identity, theft, device, and purchase protection
  • SOS alerts, crash detection, and real-time driving reports4
  • Family location sharing4 with live place alerts
Family Shield Select

For every generation
$18.99/mo

  • Everything with Infinity + financial account monitoring for seniors5
  • Fraud and suspicious activity alerts
  • Up to $1M identity theft coverage6
  • Up to $100K deceptive transfer fraud coverage6
  • Location/SOS alerts4

Frequently Asked Questions

Greenlight is the money and safety app built with families in mind, and designed for kids of all ages. With Greenlight’s debit card and app, parents can pay allowance, assign chores, and help their kids learn to earn, save, spend wisely, and invest. Caretakers of seniors, or kids and seniors, can keep their aging loved ones’ accounts safe from elder fraud and scams.

As a Montecito Bank & Trust customer, you can choose the Greenlight Select subscription for free1 or get an exclusive discount on Infinity Select ($9.99/mo) or Family Shield Select ($18.99/mo).

You bet. Kids and teens on our Infinity Select and Family Shield Select plans can use their apps to research and propose trades, with parent approval. All investing portfolios are standard brokerage accounts held in the primary parent’s name2.

We support kids and grownups of all ages. No minimum (or maximum) age here. The Primary must be at least 18 years old and a U.S. resident.

Kids, parents and older adults will both use the same Greenlight app you see in the app store, but have different experiences and individual login credentials. Parents can set up their child or older adult’s login under their respective profile settings.

Greenlight Infinity Select's location sharing feature3 enables seamless sharing across all devices and platforms. Simply toggle between the "family view" to see everyone's location or the "individual view" to focus on one person's location.

Greenlight debit cards are FDIC-insured up to $250,000 and come with fraud protection through Mastercard’s Zero Liability Protection.

Greenlight also blocks unsafe spending categories, sends real-time transaction notifications, lets parents turn cards off at any time, and gives parents flexible ATM and spend controls.

Greenlight Infinity Select and Family Shield Select's SOS alerts3 are designed to provide help when you need it. Everyone can set up SOS alerts directly in the app, choosing which family members will receive the alert in case of an emergency. When an SOS alert is activated, whether it's through the Greenlight dashboard or login screen, help is on its way. The alert can be sent to 911, family members, or both.

Yes! As soon as your child’s card has been activated, they can add their Greenlight card details to Apple Pay or Google Pay to tap and pay in an instant. Subject to Apple Pay and Google Pay age requirements.

Please make sure you have an MB&T account linked as a funding source in the Greenlight parent app. Once your account is linked, contact Greenlight Customer Service by calling (888) 483-2645 or texting (404) 974-3024 and inform them you would like to be added to the Montecito Bank & Trust partnership program. You will know you are linked to the partner program when the MB&T logo appears next to the Greenlight logo when you sign into the Greenlight app.

  1. Montecito Bank & Trust account holders are eligible for the Greenlight SELECT plan at no cost when they connect their Montecito Bank & Trust account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of the promotion, account holders will be responsible for associated monthly fees. Account holders may also choose to upgrade to one of Greenlight’s Partner premium plans: Infinity Select or Family Shield Select. Montecito Bank & Trust account holders will receive a $5.99 monthly discount on either plan when they connect an eligible account as their Greenlight funding source. Offer ends 12/31/2026. Offer, pricing, and Montecito Bank & Trust participation subject to change. Terms and conditions apply. See Montecito Bank & Trust and Greenlight terms for full details.

  2. © 2025 Greenlight Investment Advisors, LLC, an SEC Registered Investment Advisor provides investment advisory services to its clients. Investing involves risk and may include the loss of principal. Investments are not FDIC-insured, are not a deposit, and may lose value.
  3. Requires mobile data or a WiFi connection, and access to sensory and motion data from cell phone to utilize safety features including family location sharing and driving alerts and reports. Messaging and data rates and other terms may apply.