Montecito Bank & Trus and Greenlight logos

A debit card and app that's approved by kids and loved by parents.

Montecito Bank and Trust has partnered with Greenlight to offer your family a complimentary subscription1 to the debit card and money app for kids and teens.


Greenlight debit cards for up to 5 kids
Kids can customize their card2 with their own photo, while parents can control spending categories, see transaction activity, and turn cards on and off from the app.

Instant transfers
Parents can move money from their MB&T account to their Parent Wallet in Greenlight in an instant from the app. Then, when the kids need it, parents can move money directly into their kid's Spending account so they can use their debit card for purchases. It's easy!

Watch Savings Grow
Each kid gets a Savings account in the Greenlight app. The Savings account earns interest automatically, but other options such as parent-paid interest and roundups are also available.

Track chores and allowance
Kids can easily track their chores and allowance, and get paid for jobs parents create, in the app. First job? Direct deposit can be paid directly to the kid's Greenlight Spending account.

Gamified learning
Built by academic and game design experts, Level Up teaches kids money FUNdamentals, such as the difference between debit and credit.

"Two things are a guarantee with teens, they always have their phone, and they always need money for something! Greenlight makes it so easy. Now the kids just send me a request, I transfer the money to their card, and it's done."

Brooks K – Chauffeur, chef and mom to Jack (15) and Grace (13)

  1. Montecito Bank & Trust clients are eligible for the Greenlight SELECT plan at no cost when they connect their personal Montecito Bank & Trust checking, savings or money market account as the Greenlight funding source for the entirety of the promotion. Upgrades will result in additional fees. Plans start at $4.99/mo. Upon termination of promotion, customers will be responsible for associated monthly fees. See terms for details. Offer ends 9/15/2024. Offer subject to change.
  2. Standard debit cards are included, Custom Cards are $9.99 each.
  1. The Greenlight® prepaid card is issued by Community Federal Savings Bank, Member FDIC, pursuant to license by Mastercard International.