Montecito Bank & Trust

Logo of Montecito Bank and Trust and logo of Greenlight.

Montecito Bank and Trust has partnered with Greenlight to offer your family a complementary subscription¹ to the debit card and money app for kids and teens. Ready…set…

Go to Greenlight!

Gamified learning

Built by academic and game design experts, Level Up™ teaches kids money FUNdamentals, such as the difference between debit and credit.

Greenlight Debit Cards for up to 5 Kids

Kids can customize their card² with their own photo, while parents can control spending categories, see transaction activity, and turn cards on and off from the app.

A group of kids sitting around a bench with a boy holding a phone that displays greenlight app.

Instant Transfers

Parents can move money from their MB&T account to their Parent Wallet in Greenlight in an instant from the app. Then, when the kids need it, parents can move money directly into their kid's Spending account so they can use their debit card for purchases. It's easy!

Two phones showing one parent account and one kid account in greenlight.

Track Chores and Allowance

Kids can easily track their chores and allowance, and get paid for jobs parents create, in the app. First job? Direct deposit can be paid directly to the kid's Greenlight Spending account.

A kid doing chores while a mom is tracking her chores in the greenlight app.

Watch Savings Grow

Each kid gets a Savings account in the Greenlight app. The Savings account earns interest automatically, but other options such as parent-paid interest and roundups are also available.

Two friends showing the greenlight app on phone.

Two Greenlight cards one black card and one photo of two friends.

"Two things are a guarantee with teens, they always have their phone, and they always need money for something! Greenlight makes it so easy. Now the kids just send me a request, I transfer the money to their card, and it's done."

Brooks K – Chauffeur, chef and mom to Jack (15) and Grace (13)

Greenlight FAQs

Montecito Bank & Trust clients are eligible for the Greenlight SELECT plan at no cost when they connect their personal Montecito Bank & Trust checking, savings or money market account as the Greenlight funding source for the entirety of the promotion. Upgrades will result in additional fees. Plans start at $4.99/mo. Upon termination of promotion, customers will be responsible for associated monthly fees. See terms for details. Offer ends 12/14/2025. Offer subject to change.
Standard debit cards are included, Custom Cards are $9.99 each.