SCAM WARNING - Fraudsters are calling clients, spoofing the Bank's phone number and posing as MB&T employees. These fraudsters ask for Online Banking passwords and one-time PINs. We will never ask for this information. Please hang up & call your branch, Relationship Manager, or our Service Center (805-963-7511) immediately.

SCAM WARNING - Bankers never ask for your Online Banking password or one-time codes. Learn More

Veterans Day - Our offices will be closed November 11th in observance of Veterans Day.

Veterans Day - Our offices will be closed November 11th in observance of Veterans Day.

Business

Business Loans

Our business lending solutions can help you capitalize on opportunities.

Two male Montecito Bank and Trust associates smiling ahead.

Flexible Financing Solutions

For 50 years, business owners have partnered with Montecito Bank & Trust when their business was ready to grow.

Supplies

Equipment

Inventory

Short and Long-Term Working Capital

Payroll

Business Loans & Lines of Credit

BizMax^® Loans and Lines of Credit

Loans $10,000 - $250,0000

Short or long-term working capital
Inventory purchases
Equipment purchases

Commercial Lending

Loans over $1,000,000

Loans and Lines of Credit
Real Estate and Constuction Financing
Equipment Loans

BizMax^® Loans and Lines of Credit

Loans $10,000 - $250,0000

Short or long-term working capital
Inventory purchases
Equipment purchases

Commercial Lending

Loans over $1,000,000

Loans and Lines of Credit
Real Estate and Constuction Financing
Equipment Loans

Want to connect?

We're here when you need us.

Request more information ATM & branch locations Call us at (805) 963-7511

Additional Services

Ready to explore? Here are some more great options we think you'll love.

A professional working womans showing her laptop screen to another professional working man.

Cash Management

From electronic transfers to enhanced account monitoring, we’ve got powerful tools for your business banking toolbox.

A man holding his phone and a woman holding her credit card in a warehouse.

Business Credit Cards

Multiple cards - one easy to manage account. Earn cash back on every purchase!

Owner Occupied Real Estate Loan

When you're ready to buy or expand your space, we're here to help.