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Business

Business Loans

Our business lending solutions can help you capitalize on opportunities.

Two male Montecito Bank and Trust associates smiling ahead.

Flexible Financing Solutions

For 50 years, business owners have partnered with Montecito Bank & Trust when their business was ready to grow.

Supplies
Equipment
Inventory
Short and Long-Term Working Capital
Payroll

Business Loans & Lines of Credit

BizMax® Loans and Lines of Credit

Loans $10,000 - $250,0000

  • Short or long-term working capital
  • Inventory purchases
  • Equipment purchases
Commercial Lending

Loans over $1,000,000

  • Loans and Lines of Credit
  • Real Estate and Constuction Financing
  • Equipment Loans
Government Guaranteed Lending & Small Business Lending

Loans up to $5,000,000

  • Working capital
  • Inventory purchases
  • Equipment purchases
BizMax® Loans and Lines of Credit

Loans $10,000 - $250,0000

  • Short or long-term working capital
  • Inventory purchases
  • Equipment purchases
Commercial Lending

Loans over $1,000,000

  • Loans and Lines of Credit
  • Real Estate and Constuction Financing
  • Equipment Loans
Government Guaranteed Lending & Small Business Lending

Loans up to $5,000,000

  • Working capital
  • Inventory purchases
  • Equipment purchases