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Business

Business Loans

Our business lending solutions can help you capitalize on opportunities.

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Flexible Financing Solutions

For 50 years, business owners have partnered with Montecito Bank & Trust when their business was ready to grow.

Supplies
Equipment
Inventory
Short and Long-Term Working Capital
Payroll

Business Loans & Lines of Credit

BizMax® Loans and Lines of Credit

Loans $10,000 - $250,0000

  • Short or long-term working capital
  • Inventory purchases
  • Equipment purchases
Learn more
Commercial Lending

Loans over $1,000,000

  • Loans and Lines of Credit
  • Real Estate and Constuction Financing
  • Equipment Loans
Learn more
Government Guaranteed Lending & Small Business Lending

Loans up to $5,000,000

  • Working capital
  • Inventory purchases
  • Equipment purchases
Learn more
BizMax® Loans and Lines of Credit

Loans $10,000 - $250,0000

  • Short or long-term working capital
  • Inventory purchases
  • Equipment purchases
Learn more
Commercial Lending

Loans over $1,000,000

  • Loans and Lines of Credit
  • Real Estate and Constuction Financing
  • Equipment Loans
Learn more
Government Guaranteed Lending & Small Business Lending

Loans up to $5,000,000

  • Working capital
  • Inventory purchases
  • Equipment purchases
Learn more

Want to connect?

We're here when you need us.

Request more information ATM & branch locations Call us at (805) 963-7511

Additional Services

Ready to explore? Here are some more great options we think you'll love.

A man holding his phone and a woman holding her credit card in a warehouse.
Business Credit Cards

Multiple cards - one easy to manage account. Earn cash back on every purchase!

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A professional working womans showing her laptop screen to another professional working man.
Cash Management

From electronic transfers to enhanced account monitoring, we’ve got powerful tools for your business banking toolbox.

Learn more
Owner Occupied Real Estate Loan

When you're ready to buy or expand your space, we're here to help.

Learn More