Montecito Branch closed early on May 29th - The Montecito Branch will close early on Thursday, May 29th at 3:00pm. We apologize for the inconvenience.

Memorial Day - Our offices will be closed May 26th in observance of Memorial Day.

Business Lending

Owner Occupied Real Estate Loan

Enjoy the benefits of ownership while building equity for the long term.

Owning your business property isn't just about the location, it's about securing the future of your business. Our Owner Occupied Real Estate Loans offer competitive rates to make ownership both affordable and beneficial. Build equity and stability in a space that works for you and your growing business.

The Details

Use of Funds	New Purchase or Expansion
Qualification	Must have a business checking account with MB&T to qualify
Limited Time Promotion¹	Rates as low as 6.40% APR²
Line Amount	Up to $3 million
Terms	Maturity maximum of 10 years (15 if fully amortized)
Interest Rate	Variable - 10-year Treasury + Margin³
Fees	If loan amount < $1.5M = $1,000 If loan amount ≥ $1.5M = $1,500 Doc Fee: $0 Third-party costs will apply.