SCAM WARNING - Fraudsters are calling clients, spoofing the Bank's phone number and posing as MB&T employees. These fraudsters ask for Online Banking passwords and one-time PINs. We will never ask for this information. Please hang up & call your branch, Relationship Manager, or our Service Center (805-963-7511) immediately.

SCAM WARNING - Bankers never ask for your Online Banking password or one-time codes. Learn More

Casa Dorinda Branch Update - The Casa Dorinda branch will be closed October 7th, 8th, 13th, and 14th. We apologize for the inconvenience.

Casa Dorinda Branch Update - The Casa Dorinda branch will be closed October 7th, 8th, 13th, and 14th. We apologize for the inconvenience. Learn More

Business Lending

Owner Occupied Real Estate Loan

Enjoy the benefits of ownership while building equity for the long term.

Owning your business property isn't just about the location, it's about securing the future of your business. Our Owner Occupied Real Estate Loans offer competitive rates to make ownership both affordable and beneficial. Build equity and stability in a space that works for you and your growing business.

The Details

Use of Funds	New Purchase or Expansion
Qualification	Must have a business checking account with MB&T to qualify
Line Amount	Up to $3 million
Terms	Maturity maximum of 10 years (15 if fully amortized)
Interest Rate	Variable - 10-year Treasury + Margin¹
Fees	If loan amount < $1.5M = $1,000 If loan amount ≥ $1.5M = $1,500 Doc Fee: $0 Third-party costs will apply.