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Business Lending

Owner Occupied Real Estate Loan

Enjoy the benefits of ownership while building equity for the long term.

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Owning your business property isn't just about the location, it's about securing the future of your business. Our Owner Occupied Real Estate Loans offer competitive rates to make ownership both affordable and beneficial. Build equity and stability in a space that works for you and your growing business.

The Details

Use of Funds New Purchase or Expansion
Qualification Must have a business checking account with MB&T to qualify
Limited Time Promotion1 Rates as low as 6.40% APR2
Line Amount Up to $3 million
Terms Maturity maximum of 10 years (15 if fully amortized)
Interest Rate Variable - 10-year Treasury + Margin3
Fees If loan amount < $1.5M = $1,000
If loan amount ≥ $1.5M = $1,500
Doc Fee: $0
Third-party costs will apply.
  1. Promotion ends 9/30/2025.
  2. Rate effective as of 2/24/2025. Rate assumes ≤ 55% LTV.
  3. Margin is 2.00%-2.50%, dependent on LTV. 

Want to connect?

We're here when you need us.

Request more information ATM & branch locations Call us at (805) 963-7511

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