Basic Business Checking

Casa Dorinda Branch Update - The Casa Dorinda branch will be closed October 7th, 8th, 13th, and 14th. We apologize for the inconvenience.

Casa Dorinda Branch Update - The Casa Dorinda branch will be closed October 7th, 8th, 13th, and 14th. We apologize for the inconvenience. Learn More

Indigenous Peoples’ Day / Columbus Day - Our offices will be closed October 12th in observance of Indigenous Peoples' Day.

Simple to use and easily accessible. This is the perfect basic checking account for sole proprietors and small businesses.

Key Features	No balance requirement
Monthly Maintenance Fee	$8
How to avoid Monthly Maintenance Fee	Enroll in eStatements
Minimum Opening Balance	$50
Interest	No
Monthly Activity Fee(s)	Up to 150 free processed transaction items¹ per month Additional items are $0.40 each
Online and Mobile Banking²	FREE Cash Management services including Wire Transfers, ACH Services, Remote Deposit Capture, and Positive Pay are available for additional fees³.

Items include: deposits and deposited items (excluding CheckCapture items which are billed separately), withdrawals (ATM and in person), transfers (in-person, online, automatic and telephone), manual loan payments, paid items (checks and debits), ACH debits, and POS transactions (one-time and recurring).
Montecito Bank & Trust does not charge for the Mobile Banking service; however, your wireless provider may charge for Internet access and text messages. Please check with your wireless provider.
Schedule of Fees and Charges

Benefits and Perks

View balances, transfer funds, even make business mobile deposits. It's anytime, anywhere banking.

Make purchases or deposit cash and checks at the ATM with an MB&T contactless debit card.

Get bonus interest on a Business Relationship Money Market account when you open this qualified checking account.

View balances, transfer funds, even make business mobile deposits. It's anytime, anywhere banking.

Make purchases or deposit cash and checks at the ATM with an MB&T contactless debit card.

Get bonus interest on a Business Relationship Money Market account when you open this qualified checking account.

We're here to help.

Ready to explore? Here are some more great options we think you'll love.

Put your excess liquidity to work with a Business Savings or Money Market from MB&T.

Does your business need a boost? We have loans and lines of credit that can get you where you need to be.

Multiple cards - one easy to manage account. Earn cash back on every purchase!