Basic Business Checking

Simple to use and easily accessible. This is the perfect basic checking account for sole proprietors and small businesses.

Key Features	No balance requirement
Monthly Maintenance Fee	$8
How to avoid Monthly Maintenance Fee	Enroll in eStatements
Minimum Opening Balance	$50
Interest	No
Monthly Activity Fee(s)	Up to 150 free processed transaction items¹ per month Additional items are $0.40 each
Online and Mobile Banking²	FREE. Cash Management services including Wire Transfers, ACH Services, Remote Deposit Capture, and Positive Pay are available for additional fees³.

Items include: deposits and deposited items (excluding CheckCapture items which are billed separately), withdrawals (ATM and in person), transfers (in-person, online, automatic and telephone), manual loan payments, paid items (checks and debits), ACH debits, and POS transactions (one-time and recurring).
Montecito Bank & Trust does not charge for the Mobile Banking service; however, your wireless provider may charge for Internet access and text messages. Please check with your wireless provider.
Schedule of Fees and Charges

Benefits and Perks

View balances, transfer funds, even make business mobile deposits. It's anytime, anywhere banking.

Make purchases or deposit cash and checks at the ATM with an MB&T contactless debit card.

Get bonus interest on a Business Relationship Money Market account when you open this qualified checking account.

View balances, transfer funds, even make business mobile deposits. It's anytime, anywhere banking.

Make purchases or deposit cash and checks at the ATM with an MB&T contactless debit card.

Get bonus interest on a Business Relationship Money Market account when you open this qualified checking account.

We're here to help.

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Put your excess liquidity to work with a Business Savings or Money Market from MB&T.

Multiple cards - one easy to manage account. Earn cash back on every purchase!