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Personal Savings

Montecito Money Fund

A traditional money market account with tiered interest rates.

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With higher interest potential than a checking account and more flexibility than a savings account, this could be the account you're looking for! 

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Key Benefits

Key Features
  • Earn higher money market rates with higher balances.
  • Checkwriting capabilities.
Monthly Maintenance Fee
 $10
How to Avoid Monthly Maintenance Fee
 $2,500 minimum daily balance
Interest
 Yes1
Online and Mobile Banking2
 Free! See the services included here
  1. Simple interest accrues daily, compounded monthly and paid monthly. View our Deposit Rate Summary for the latest rates.
  2. Montecito Bank & Trust does not charge for the Mobile Banking service; however, your wireless provider may charge for Internet access and text messages. Please check with your wireless provider.

Benefits and Perks

Online & Mobile Banking

Keep your accounts at your fingertips with Online & Mobile Banking. 

Learn more
Automatic Deposits

Automate your savings with recurring transfers you control in Online Banking. 

Overdraft Protection

Link your Savings account to any MB&T Checking account for peace of mind overdraft protection. 

Learn more
Online & Mobile Banking

Keep your accounts at your fingertips with Online & Mobile Banking. 

Learn more
Automatic Deposits

Automate your savings with recurring transfers you control in Online Banking. 

Overdraft Protection

Link your Savings account to any MB&T Checking account for peace of mind overdraft protection. 

Learn more

Have any questions?

We're here to help.

Schedule an appointment ATM & branch locations Call us at (805) 963-7511

Considering other investment options?

Our MB&T Advisors team can help you define your goals and navigate your investment options with confidence.

Let's start a conversation.

Meet with an advisor

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