Go green and pay no maintenance fees if requirements are met.
Get cashback rewards and free ATM access.1
An all-in-one account package with access to premier account services.
An all-in-one account, reserved for our Wealth Management clients.
1. For Cashback Checking, Access Checking and Private Access Checking accounts only. Montecito Bank & Trust does not charge fees for use of any ATM within the United States, Guam, and Puerto Rico. In addition, we reimburse you for most ATM and point-of-sale (POS) transaction fees charged by third-parties, such as other banking institution service providers. See Deposit Account Terms and Disclosures for additional information.