Use the automated teller machines at any of our Montecito Bank & Trust branches, or open an eChecking, Access, or Private Access Checking account and use any ATM in the U.S. free of charge1.
With our online and mobile banking services, you have secure access to your bank accounts to check balances, transfer money, reconcile your statement and export your
banking information to Quicken®. By enrolling in eStatements, you’ll help the environment and save yourself time and money.
Stay on top of your finances between statements with our free account alerts. You set the balances and activity you want to monitor and notices are automatically
delivered to your e-mail or online inbox.
The secure, fast and convenient way to pay bills without writing checks and paying for postage. It’s easy, and saves you time and money.
Chip enabled debit cards provide extra peace of mind when making point-of-sale transactions. Chip technology adds another layer of security when used at chip-enabled card readers by producing a unique code, making it extremely difficult to produce counterfeit cards.
Simply call (800) 608-1995 to handle your banking by phone, 24-7-365.
This free service electronically deposits your paychecks, dividend checks, social security or government checks directly to your checking or savings account.
We also offer overdraft protection products and services that will help you to avoid overdrawing your checking account and ensure that you pay as little as
possible if you do. Our overdraft protection products and services include: Ready Cash Reserve4 and Savings Link5.