Boost Your Business

Flexible financing built to power your next move

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Ready to explore?

We blend flexible options with personalized service. Let's find the perfect fit for your banking needs!

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Mortgage & Home Lending

Ready to find your perfect home? We'll provide the foundation. Our locally based team is here to help.

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Equipment Financing

Our special equipment loan rates are designed to help you purchase the equipment essential to growing your business.

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Zelle® for Business

Give your customers a fast and convenient way to pay with Zelle®.

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32

Best Bank Awards

16

Branches

260+

Associates

Committed to YOUR Community

Educate. Enable. Support. Learn how we are committed to making the communities we serve better places to live and work.

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Financial Literacy

Communities thrive when financial education is readily available. That’s why we provide hundreds of hours of financial literacy classes to local schools and programs.

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A Montecito Bank and Trust worker volunteering together with kids planting a garden.

Need Volunteers?

MB&T associates volunteer their time and talents throughout the year at community events. Let us know if you need volunteers to help your event be a success!

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2025 Community Impact Report

Learn about our dedication to building teams, building impact, and building community.

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A group of employees pose in the branch when it first opened in 1975.

The MB&T Story

What began as a single branch in 1975 has become a catalyst for good in the communities we serve. Our story is what guides us today and leads us forward for generations to come.

Read our story