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Fraud Protection

Fraud Text Alerts

We flag suspicious activity so you can act quickly to keep your accounts safe.

A phone displaying text messages shaped into the Montecito Bank & Trust logo.
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We proactively look out for unusual transactions on your credit and debit cards to help stop fraud in its tracks. We'll let you know as soon as we flag an unusual transaction by sending a text notification. 

 All MB&T Credit and Debit Card clients are automatically enrolled in this service. 

Just Reply "Yes" or "No".

If you text “yes” we will process the transaction and keep your card active.

If you reply “no” we will block your card to protect your account until you are able to contact our Card Services department to review your transactions and order a new card. 

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