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Nonprofit

Community Dividends® Analysis Checking

Our nonprofit analysis checking pays a highly competitive earnings credit rate, so you can get the tools your nonprofit needs to thrive.

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An account for 501(c)(3) nonprofits with high transaction volumes and complex cash management needs like Remote Deposit, ACH origination, and Positive Pay.

The Details

Key Features
  • Account balances may be used to offset account activity fees using an Earnings Credit
  • Zero Balance Account Eligible
Monthly Maintenance Fee $18
How to avoid Monthly Maintenance Fee Balances in this account earn an Earnings Credit, which may offset this and other fees.
Minimum Opening Balance $50
Monthly Activity Fee(s) Balances in this account earn an Earnings Credit which may offset account transaction, Monthly Maintenance and Cash Management fees. Please see Account Analysis Fee Schedule1.
Online and Mobile Banking2 FREE. Cash Management features including Wire Transfers, ACH Services, Remote Deposit Capture, and Positive Pay available for additional fees, which may be offset by Earnings Credit.
  1. Schedule of Fees and Charges
  2. Montecito Bank & Trust does not charge for the Mobile Banking service; however, your wireless provider may charge for Internet access and text messages. Please check with your wireless provider.

What documents will you need to open a business account? Here's a simple checklist of required documents.

Benefits and Perks

Online & Mobile Banking

View balances, transfer funds, even make mobile deposits. It's anytime, anywhere banking.

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Earnings Credit

Offset the fees of valuable services like Remote Deposit and ACH with Earnings Credit earned on balances.

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Relationship Money Market Qualified

Get bonus interest on your Money Market account.

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Online & Mobile Banking

View balances, transfer funds, even make mobile deposits. It's anytime, anywhere banking.

Learn more
Earnings Credit

Offset the fees of valuable services like Remote Deposit and ACH with Earnings Credit earned on balances.

Learn more
Relationship Money Market Qualified

Get bonus interest on your Money Market account.

Learn more