Nonprofit

Community Dividends^® Checking

With free checking + interest, this account is a win-win for your nonprofit.

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A simple interest checking account specially designed for local 501(c)(3) nonprofits.

The Details

Key Features	Pays interest No monthly maintenance fee No balance requirements
Monthly Maintenance Fee	None
Minimum Opening Balance	$50
Interest	Yes
Per Item Fee(s)	Up to 150 free processed transaction items¹ per month Additional items are $0.40 each
Online Bill Pay	FREE
Online and Mobile Banking²	FREE Cash Management services including Wire Transfers, ACH Services, Remote Deposit Capture, and Positive Pay are available for additional fees³.

Items include: deposits and deposited items (excluding CheckCapture items which are billed separately), withdrawals (ATM and in person), transfers (in-person, online, automatic and telephone), manual loan payments, paid items (checks and debits), ACH debits, and POS transactions (one-time and recurring).
Montecito Bank & Trust does not charge for the Mobile Banking service; however, your wireless provider may charge for Internet access and text messages. Please check with your wireless provider.
Schedule of Fees and Charges

Benefits and Perks

Online & Mobile Banking

View balances, transfer funds, even make mobile deposits. It's anytime, anywhere banking.

Free Bill Pay

Skip the checks, postage and envelopes and pay your bills with bill pay. It's accounts payable, made easy online.

Earn Interest

See a return on your deposits every month.

Online & Mobile Banking

View balances, transfer funds, even make mobile deposits. It's anytime, anywhere banking.

Free Bill Pay

Skip the checks, postage and envelopes and pay your bills with bill pay. It's accounts payable, made easy online.

Earn Interest

See a return on your deposits every month.

Have any questions?

We're here to help.

Schedule an appointment ATM & branch locations Call us at (805) 963-7511

Additional Services

Ready to explore? Here are some more great options we think you'll love.

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Business Checking

We love local businesses! Big or small, we have the perfect checking account to support your business needs.

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Business Lending

Does your business need a boost? We have loans and lines of credit that can get you where you need to be.

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Business Credit Cards

Multiple cards - one easy to manage account. Earn cash back on every purchase!