At Montecito Bank & Trust, we can help you find the perfect combination of banking solutions for your needs and goals. After all, we've been serving this area for more than 40 years.
Personal banking with a local touch.
Disaster Assistance
If you have been affected by Holiday Fire or the Thomas Fire, we are offering assistance to help.
Disaster Assistance
Online Banking Enhancement
Online Banking Enhancement
Check out the newest updates to our online banking platform.
Personal Checking Accounts
From free checking and eChecking to interest bearing accounts, we have a selection that fits your needs.
Personal Checking
Accounts
Personal Savings & CDs
Personal Savings & CDs
Save for the long term, with savings accounts in all shapes and sizes, and CDs to choose from.
IRAs
Save for your golden years with an MB&T Individual Retirement Arrangement (IRA), plus the security of FDIC insurance.
IRAs
Mortgage & Home
Mortgage & Home
From first homes to vacation homes, remodeling, buying land, or building new, we have a full range of loans to choose from.
Loans & Credit
Whether you’re buying a car, or refinancing for the future turn to us first.
Loans & Credit
Additional Services
Additional Services
We’ve got you covered, from 24/7 telephone banking, to safe deposit boxes, to notary services, and more.