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SCAM WARNING - Fraudsters are calling clients, spoofing the Bank's phone number and posing as MB&T employees. These fraudsters ask for Online Banking passwords and one-time PINs. We will never ask for this information. Please hang up & call your branch, Relationship Manager, or our Service Center (805-963-7511) immediately.

SCAM WARNING - Bankers never ask for your Online Banking password or one-time codes. Learn More

Signature Banking Services

Certificates of Deposit (CD)

Certainty. Security. Control. Plus no worrying about market fluctuations during your CD term. Your rate is set at opening and does not change until the CD matures. Your funds are insured up to $250,000.

Choose the CD that works for you:

MB&T CDs
Flexible Terms 		MB&T Access CD
7 Month CD
Product
  • Terms from 30 days to 60 months.
  • $1,000 minimum opening deposit
  • No deposits or withdrawals prior to maturity.
  • 7-month term
  • $10,000 opening deposit
  • Unlimited deposits without extending the 7-month term
  • One penalty-free withdrawal during 7-month term.

A penalty for early withdrawal may be imposed for withdrawals before maturity on certificates of deposit. Please see Deposit Account Terms and Disclosures for more details.

For current rates please see Montecito Bank & Trust Deposit Rate Summary.

Member FDIC

Have any questions?

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Schedule an appointment ATM & branch locations Call us at (805) 963-7511

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