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SCAM WARNING - Fraudsters are calling clients, spoofing the Bank's phone number and posing as MB&T employees. These fraudsters ask for Online Banking passwords and one-time PINs. We will never ask for this information. Please hang up & call your branch, Relationship Manager, or our Service Center (805-963-7511) immediately.

SCAM WARNING - Bankers never ask for your Online Banking password or one-time codes. Learn More

About

Meet your community's bank

Community banking at its best!

A street view of the Montecito Bank & Trust located in downtown Santa Barbara.

As the largest locally owned community bank on the Central Coast, Montecito Bank & Trust remains committed to our founding principle: to make the communities we serve better places to live and work.

1975

Opening Year

250+

Associates

16

Convenient Branches

Bank employees gather around a table during a nonprofit event.
Meet Our Team
The first bank employees stand in front of the entrance to the branch.
Our Story
Bank associates stand underneath an umbrella after volunteering at a hiking event.
Careers
Newspapers are scattered across a table that display stories on Montecito Bank & Trust.
Latest News & Articles
Bank employees gather around a table during a nonprofit event.
Meet Our Team
The first bank employees stand in front of the entrance to the branch.
Our Story
Bank associates stand underneath an umbrella after volunteering at a hiking event.
Careers
Newspapers are scattered across a table that display stories on Montecito Bank & Trust.
Latest News & Articles