Montecito Branch closed early on May 29th - The Montecito Branch will close early on Thursday, May 29th at 3:00pm. We apologize for the inconvenience.

Memorial Day - Our offices will be closed May 26th in observance of Memorial Day.

Business CD

You Choose CD^®

Want the flexibility to move to a higher rate if rates change? This may be the CD for your business.

Two professional working women looking at a laptop.

Similar to a standard CD, but with a perk! You can adjust your interest rate once during your term to the current You Choose CD rate if rates increase. That's one powerful account.

The Details

Key Features	At one time during your 21-month term, you may choose to reset the interest rate to the prevailing You Choose CD rate for the rest of your term.
Term	21 months
Interest	Yes¹
Minimum to Open	$10,000
Minimum Balance	$10,000
Access to Funds	You may be assessed an Early Withdrawal Penalty for withdrawals made prior to maturity.
Online and Mobile Banking²	Free